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220 Southmill Dr, Eads, TN, 38028

6beds
5baths
5,625sqft
$1,100,000
$196price/sqft
$7,569/moest. monthly cost
$302,760/yrincome needed

About This Home

Stunning 6BR estate with separate 1BR guest house in the sought-after Estates of Spring Mill in Eads. Situated on 2.3 private acres at the end of a cove, this beautifully landscaped property offers approx. 4,930 SF in the main home plus a 696 SF guest house. Features include oversized bedrooms, 3.5 baths, bonus room, hardwood/tile floors, 2 gas fireplaces, motorized blackout shades, and a luxurious main-level primary suite with sitting area, spa bath, walk-thru shower, and custom closet. Updated kitchen boasts granite, stainless appliances, gas cooking, under-cabinet lighting, reverse osmosis, and instant hot faucet. Outdoor oasis includes a saltwater pool with waterfall and diving board. Guest house (Built 2016) offers 1 BR 1 BA, kitchenette, den, tiled shower, W/D hookups, and workshop/4th garage bay. Extras include storm shelter, Ring security, home automation, WiFi irrigation, new roof (2023), and 3 new water heaters (2025).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Mt Pisgah Middle SchoolGrades 6-93.4 mi
6/10
Germantown High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: French
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Gas Cooktop,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Private Full Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Carpet,Shared Bath
  • Level: Second

Bedroom4

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second

Bedroom5

  • Features: Carpet,Shared Bath
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • 1 or More BR Down,Primary Up,Vaulted/Coffered Primary,Two Primaries,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Half Bath Down,1/2 Bath,Breakfast Room,Den/Great Room,Dining Room,Keeping/Hearth Room,Laundry Room,Primary Bedroom,2 or More Baths,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,Bonus Room,In-Law Floorplan,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Wood Frames
  • Flooring: Part Carpet,Part Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: In Den/Great Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 3 or More Systems,Central
  • Cooling features: 3 or More Systems

Interior Area

  • Total interior livable area: 5,625 sqft

Kitchen

  • Features: Breakfast Bar,Keeping/Hearth Room,Pantry,Separate Breakfast Room,Updated/Renovated Kitchen,Washer/Dryer Connections

Living Room

  • Features: Separate Den

Master Bathroom

  • Features: Double Vanity,Dressing Area,Separate Shower,Smooth Ceiling,Tile Floor,Vaulted/Coffered Ceiling,Full Bath

Master Bedroom

  • Features: Sitting Area,Smooth Ceiling,Tile Floor,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: D0216G C00045

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Covered Patio
  • Fencing: Wrought Iron
  • Waterfront features: Cove

Lot

  • Lot size: 2.30 Acres
  • Features: Professionally Landscaped,Some Trees
  • Lot size dimensions: 99595 SF 152 x 453

Parking

  • Total spaces: 4
  • Parking features: Driveway/Pad,Garage Door Opener,More than 3 Coverd Spaces,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $661$7,932
Property Taxes $889$10,668
Electricity $457$5,484
Total$7,569$90,828

Income You'd Need if You Spent...

35% on housing$259,508/yr
40% on housing$227,070/yr
45% on housing$201,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 38028$265
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38028$200
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$1,100,000
2026-07-13Price change$1,100,000
2026-05-20Listed for sale$1,125,000
2021-06-22Sold$830,000
2021-06-06Pending sale$799,900
2021-05-12Listed for sale$799,900
2005-12-28Sold$550,000
2005-03-03Sold$82,500

For Sale by Agent

AgentMelissa S Wyatt
BrokerageEpique Realty

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