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9810 Oak Leaf St, Baytown, TX, 77521

3beds
2baths
1,346sqft
$339,000
$252price/sqft
$2,358/moest. monthly cost
$94,320/yrincome needed

About This Home

Welcome home to 9810 Oak Leaf Drive, a 1.3 acre unrestricted waterfront retreat! This 2020 construction home features a spacious living area, stainless steel kitchen appliances and a large primary suite with walk-in shower. Natural light and scenes of green abound thanks to the generous amount of windows. Outside you will find a large gated yard, storage shed and huge covered parking and flex space. Your remaining acreage awaits beyond the back gate, full of beautiful mature trees! Hang a hammock or wet a hook, possibilities abound with this one of a kind property! Schedule your private tour today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Clark Elementary SchoolGrades K-50.6 mi
4/10
4/10
Sterling High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freestanding Oven,Microwave,Electric Cooktop,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,346
  • Total interior livable area: 1,346 sqft

Property

Details

  • Parcel number: 20248

Features

  • Stories: 1

Lot

  • Lot size: 1.02 Acres
  • Features: Subdivided,1 Up to 2 Acres

Parking

  • Parking features: Boat

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Hail
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$406$4,872
Property Taxes $0$0
Electricity $238$2,859
Total$2,358$28,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,845/yr
40% on housing$70,740/yr
45% on housing$62,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 77521$130
Chambers County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 77521$140
Chambers County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$339,000
2026-02-16Price change$349,000
2025-11-20Listed for sale$349,900
2017-06-20Sold--
2017-03-21Pending sale$42,500
2017-03-08Price change$42,500
2017-01-22Pending sale$39,900
2017-01-12Listed for sale$39,900
2016-05-04Listing removed$35,000
2016-04-20Pending sale$35,000
2016-04-18Listed for sale$35,000
2016-04-18Pending sale$35,000
2016-04-18Listed for sale$35,000
2016-02-11Listing removed$35,000
2016-02-11Pending sale$35,000
2015-12-23Listed for sale$35,000
2015-11-06Listing removed$35,000
2015-09-12Pending sale$35,000
2015-08-13Listed for sale$35,000

For Sale by Agent

AgentCarlen Rosson
BrokerageeXp Realty LLC

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