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309 Oak Island Dr, Anahuac, TX, 77514

2beds
2baths
1,152sqft
$330,000
$286price/sqft
$2,397/moest. monthly cost
$95,880/yrincome needed

About This Home

Welcome to your own waterfront retreat! Nestled on three spacious lots totaling over an acre, this beautifully updated home offers direct canal frontage with easy access to Trinity Bay, making it a dream property for boating enthusiasts, anglers, and anyone who loves the outdoors. Inside, you’ll find numerous recent updates, including new flooring throughout, fresh interior and exterior paint, new front and back doors, updated light fixtures, recessed lighting, a new shower/tub combo, and a newly renovated primary shower. Outside, the freshly painted decks provide the perfect place to relax and take in the breathtaking sunsets over the water. Whether you’re casting a line from your backyard, heading out for a day on the bay, entertaining friends on the deck, or simply enjoying the peaceful waterfront setting, this property offers the ideal blend of comfort, recreation, and privacy. With over an acre of land, there’s plenty of room to expand. Don’t miss this rare opportunity

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Anahuac PriGrades PK-27.2 mi
4/10
Anahuac Middle SchoolGrades 6-87.4 mi
4/10
Anahuac High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Electric Cooktop,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 17680

Features

  • Stories: 1
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 1.34 Acres
  • Features: Conservation District,Waterfront,1 Up to 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Coastal Flooding
Cold Wave
Drought
Hurricane
Wildfire
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$247$2,964
Property Taxes $244$2,928
Electricity $238$2,859
Total$2,397$28,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,182/yr
40% on housing$71,910/yr
45% on housing$63,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 77514$203
Chambers County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 77514$154
Chambers County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$330,000
2019-06-06Listing removed$155,000
2019-05-08Pending sale$155,000
2019-05-08Listed for sale$155,000
2019-04-05Listing removed$145,000
2019-02-12Listed for sale$145,000

For Sale by Agent

AgentAngela Foreman
BrokerageFull Circle Texas

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