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228 W Elm Ave, Winnie, TX, 77665

2beds
2baths
992sqft
$158,000
$159price/sqft
$1,490/moest. monthly cost
$59,600/yrincome needed

About This Home

Welcome home to 228 W Elm! Built in 2013, this beautifully maintained 3 bedroom, 2 bathroom home offers a smart, efficient design with approximately 1,000 square feet of optimized living space. Step inside to discover a bright and airy open floor plan that effortlessly connects the living, dining, and kitchen areas perfect for everyday living and entertaining. Say goodbye to high maintenance upkeep: this home features durable vinyl flooring throughout with absolutely no carpet, making clean up a breeze. Outside, the fully fenced backyard offers a private space for kids, pets, or weekend BBQs. Combining modern construction age with functional simplicity, this property is an incredible find. Schedule your private tour today

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
East Chambers High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Other,Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Freestanding Oven,Microwave,Electric Range,Free-Standing Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Plan

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Property

Details

  • Parcel number: 11262

Features

  • Stories: 1

Lot

  • Lot size: 7,000 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Hurricane
Wildfire
Coastal Flooding
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $798$9,576
Home Insurance *$140$1,680
Property Taxes $314$3,768
Electricity $238$2,859
Total$1,490$17,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,085/yr
40% on housing$44,700/yr
45% on housing$39,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 77665$295
Chambers County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 77665$162
Chambers County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$158,000
2023-08-31Listing removed--
2023-08-08Listed for rent$1,325
2022-03-23Listing removed--
2022-02-10Listed for sale$106,000
2022-01-30Listing removed--
2022-01-14Price change$130,000
2022-01-08Price change$100,000
2021-11-13Listed for sale$120,000
2021-09-16Listing removed--
2021-06-18Listed for sale$150,000

For Sale by Agent

AgentCharity Angelle
BrokerageRE/MAX ONE

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