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649 Ridge Springs Rd, Collierville, TN, 38017

5beds
5baths
5,106sqft
$699,000
$137price/sqft
$4,932/moest. monthly cost
$197,280/yrincome needed

About This Home

NEW PRICE FEATURE... Luxury finishes at every turn and plenty of space combined in this truly stunning entertainer's dream home. Enjoy large rooms, featuring granite counters throughout, soaring ceilings, hardwood floors up & down, professionally landscaped, grand custom door entrance, this open concept home offers sunlit rooms, ample storage. Designed for those who appreciate quality. and too many features to list. A must see property for the discerning buyer. THIS ONE HAS A SHOE CLOSET IT'S A MUST SEE. DON'T MISS THE 4 CAR GARAGE AND EXPANDABLE SPACES.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Collierville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vent Hood/Exhaust Fan,Self Cleaning Oven,Double Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Hardwood Floor,Private Full Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 228

Bedroom3

  • Area: 276

Bedroom4

  • Area: 300

Bedroom5

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 352

Den

  • Area: 300

Dining Room

  • Features: Separate Dining Room
  • Area: 144

Features

  • 1 or More BR Down,Primary Down,Primary Up,Vaulted/Coffered Primary,Two Primaries,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,2 Full Primary Baths,Full Bath Down,Half Bath Down,Smooth Ceiling,High Ceilings,Cable Wired,Walk-In Closet(s),Cedar Closet(s),Central Vacuum,Rear Stairs to Playroom,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,1/2 Bath,1 1/2 Bath,2 or More Baths,Laundry Room,Keeping/Hearth Room,Breakfast Room,Primary Bedroom,3rd Bedroom,4th or More Bedrooms,2 or More Baths,Play Room/Rec Room,Office,Bonus Room,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Storm Window(s),Window Treatments,Excl Some Window Treatmnt
  • Flooring: Part Hardwood,Part Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: In Den/Great Room,Primary Bedroom,Gas Starter,Gas Log
  • Fireplace: Yes
  • Attic: Attic Access,Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: 220 Wiring,Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 5,106 sqft

Kitchen

  • Features: Eat-in Kitchen,Breakfast Bar,Separate Breakfast Room,Pantry,Washer/Dryer Connections,Keeping/Hearth Room
  • Area: 196

Living Room

  • Features: Separate Den,Great Room

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 360

Office

  • Area: 130

Property

Details

  • Parcel number: C0258S B00051

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio,Covered Patio
  • Has spa: Yes
  • Spa features: Whirlpool(s)
  • Fencing: Wood,Wood Fence
  • Living area range: 5000-5199

Lot

  • Lot size: 0.38 Acres
  • Features: Some Trees,Level,Landscaped
  • Lot size dimensions: 16464 SF 110 x 170

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,More than 3 Coverd Spaces,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $419$5,028
Property Taxes $565$6,780
Electricity $414$4,978
Total$4,932$59,184

Income You'd Need if You Spent...

35% on housing$169,097/yr
40% on housing$147,960/yr
45% on housing$131,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 38017$195
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38017$177
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-02Price change$699,999
2025-09-29Price change$709,900
2025-08-16Listed for sale$730,000
2017-11-08Sold$490,000
2017-09-27Price change$510,000
2017-07-20Listed for sale$515,000
2006-01-13Sold$550,000
2005-06-09Sold$85,000

For Sale by Agent

AgentMonica L Yarbrough
BrokerageKAIZEN Realty, LLC

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