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9520 El Chaco St, Baytown, TX, 77521

5beds
4baths
2,737sqft
$899,000
$328price/sqft
$6,076/moest. monthly cost
$243,040/yrincome needed

About This Home

A private oasis sitting on 5 acres with access to the Cedar Bayou leading into Trinity Bay! This stunning estate along Cedar Bayou offers exceptional privacy. The breathtaking property features a resort-style pool with a hot tub, a custom-built Scandinavian sauna and a covered patio, perfect for relaxation. Step inside the main home to soaring ceilings, natural light and exquisite Italian tile floors. The grand living space, centered around a cozy fireplace, flows into the dining area and chef’s kitchen with Blue Pearl granite countertops and modern stainless-steel appliances. The primary suite boasts bay windows, a fireplace, a large Jacuzzi tub, a ceiling-mounted rain shower, quartz countertops and a large walk-in closet. Upstairs, three spacious bedrooms with two charming balconies complete this dream retreat! A charming barn dominium with 1 bed, 1 bath, living area and kitchen brings the total to 5 beds, 3.5 baths across the estate. The barn has 4 large horse stalls and a workshop.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Clark Elementary SchoolGrades K-50.9 mi
4/10
4/10
Sterling High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab on Builders Pier
  • Construction materials: Blown-In Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Convection Oven,Electric Oven,Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Balcony,Crown Molding,High Ceilings,Wired for Sound,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Window Coverings
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,737
  • Total interior livable area: 2,737 sqft

Kitchen

  • Features: Breakfast Bar,Island w/ Cooktop,Pantry,Pots/Pans Drawers,Soft Closing Drawers,Under Cabinet Lighting

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Jetted Tub,Primary Bath: Separate Shower,Secondary Bath(s): Double Sinks,Secondary Bath(s): Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 37301

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Fiberglass,Heated,In Ground,Salt Water
  • Spa features: Private
  • Has view: Yes
  • View description: Bayou View
  • Has water view: Yes
  • Water view: Bayou
  • On waterfront: Yes
  • Waterfront features: Bayou Frontage,Pond

Lot

  • Lot size: 5 Acres
  • Features: Waterfront,Wooded,2 Up to 5 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Hail
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$1,077$12,924
Property Taxes $154$1,848
Electricity $300$3,606
Total$6,076$72,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,320/yr
40% on housing$182,280/yr
45% on housing$162,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 77521$129
Chambers County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 77521$140
Chambers County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$999,999
2025-02-26Listed for sale$1,150,000
2024-09-27Listing removed$1,200,000
2024-02-16Listed for sale$1,200,000
2023-11-05Listing removed--
2023-09-21Price change$1,299,900
2023-05-08Listed for sale$1,300,000

For Sale by Agent

AgentDaniel Vera
BrokerageKeller Williams Realty Clear Lake / NASA

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