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204 E 90th St APT 4E, New York, NY, 10128

2beds
1baths
--sqft
$545,000
--price/sqft
$3,448/moest. monthly cost
$137,920/yrincome needed

About This Home

Tenant occupied till November 30, 2026 paying $4,000 per month. Welcome home to this beautifully renovated prewar two-bedroom residence filled with natural light. This charming floor-through walk up apartment offers a spacious eat-in kitchen, a dedicated home office with custom built-in desk and closets, and abundant storage throughout. The primary bedroom is bright and airy, featuring two north-facing windows, while the oversized kitchen window overlooks the building's tranquil shared garden and patio. Just off the primary bedroom, the versatile bonus room can easily serve as a nursery, guest room, home office, or additional living area. Storage is exceptional, with full-size closets in both bedrooms, a coat closet, a large kitchen pantry, and additional built-in storage throughout the home. Located at 204 East 90th Street, this professionally managed co-op is part of a well-maintained three-building community situated just off Third Avenue in the heart of the Upper East Side. Residents enjoy easy access to acclaimed restaurants, museums, the Central Park Reservoir, top-rated schools, and convenient transportation, with the 4/5/6 and Q trains just a few blocks away. The recently renovated shared backyard provides a peaceful retreat, complete with a landscaped lawn and grilling deck perfect for entertaining. Additional building amenities include a pet-friendly environment, stroller storage in the lobby, laundry facilities and bike storage in the basement, as well as large private storage units available for a modest monthly fee. Guarantors, co-purchasers, and parents purchasing for children are welcome.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
76
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Property

Details

  • Parcel number: 01535004210489084E
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$125$1,500
Property Taxes $322$3,864
Electricity $246$2,954
Total$3,448$41,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,217/yr
40% on housing$103,440/yr
45% on housing$91,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10128$1,750
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10128$1,868
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$545,000
2026-06-10Listed for sale$575,000
2025-11-04Listing removed$4,000
2025-10-27Listed for rent$4,000
2025-10-21Price change$580,000
2025-09-30Price change$599,995
2025-07-10Listed for sale$610,000
2025-06-23Listing removed$610,000
2025-06-12Listed for sale$610,000
2025-05-20Listing removed$3,950
2025-05-16Listed for rent$3,950
2024-05-23Listing removed--
2024-05-14Listed for rent$3,700
2024-05-02Listing removed--
2024-03-11Price change$3,700
2024-02-28Listed for rent$3,800
2018-11-08Sold$522,000
2018-08-14Pending sale$535,000
2018-06-08Price change$535,000
2018-06-07Listed for sale$435,000
2015-02-09Sold$421,000
2014-10-21Pending sale$435,000
2014-07-24Listed for sale$435,000
2010-02-19Sold$315,000
2006-09-28Sold$364,000

For Sale by Agent

AgentAlisha Lloyd Hudson
BrokerageBrown Harris Stevens

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