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435 E 86th St APT 4E, New York, NY, 10028

1beds
1baths
720sqft
$650,000
$903price/sqft
$4,054/moest. monthly cost
$162,160/yrincome needed

About This Home

**Unique 1 Bedroom Triplex with Private Outdoor Space** Welcome home to one of the most unique homes on the Upper East Side! This stunning and renovated triplex apartment is truly one of a kind. Enter onto the main level with a stunning renovated kitchen with beautiful wood cabinetry including dishwasher as well as an island which is perfect for entertaining. The main level also features a dining alcove perfect for a fancy bistro set or small dining set. A few steps down to the spacious living room with a private balcony which is perfect for hosting in your home, relaxing with loved ones and has enough space for a home office. The balcony faces south over East 86th Street with spectacular and sunny Upper East Side views. The bathroom is on the main level which features a brand new renovation including a spacious vanity, a shower with glass door and beautiful marble walls. Heading up the stairs to the spacious bedroom which allows for a king-sized bedroom set and additional furniture. The bedroom features two closets with mirrored doors to make the room look even larger. 435 East 86th Street is a 60-unit co-op offering a 24-hour virtual doorman, package room, gym, and laundry in the basement. Located just blocks from multiple lines of transportation including the Q, 4, 5, 6 as well as the M86 and M15 bus lines. Carl Schultz Park and Central Park are close by as well as Upper East Side hotspots, shopping, restaurants, and Whole Foods/Fairway. The building allows guarantors, pieds-a-terre, and co-purchasing. Pets are allowed with board approval. Tenant in place - minimum of 48 hours notice is required for all requests. Contact me for an appointment to view! Photos have been virtually staged.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
82
BikeVery Bikeable

Schools

7/10
8/10
Jhs 167 Robert F WagnerGrades 6-80.6 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Balcony
  • Has view: Yes
  • View description: City,Skyline

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$138$1,656
Property Taxes $384$4,608
Electricity $246$2,954
Total$4,054$48,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,994/yr
40% on housing$121,620/yr
45% on housing$108,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$903This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,844
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$650,000
2024-05-20Listing removed--
2024-05-18Listed for rent$3,600
2024-01-27Listing removed$680,000
2024-01-12Listing removed--
2024-01-05Listed for rent$3,800
2023-10-27Listed for sale$680,000
2014-09-27Listing removed$569,000
2014-07-23Pending sale$569,000
2014-06-03Listed for sale$569,000

For Sale by Agent

AgentLauren Pepin
BrokerageCompass

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