640 Nancy Cir, Reno, NV, 89503
About This Home
This charming single-level home in Old Northwest Reno has been refreshed with new stainless steel appliances, new carpet, and fresh interior paint, creating a bright and welcoming atmosphere throughout. The comfortable floorplan features a spacious living room with a wood-burning fireplace, perfect for gathering with family and friends or relaxing at the end of the day. The open floorplan flows easily between the living spaces, with three bedrooms and two full bathrooms provide flexibility for guests, a home office, or growing households. Conveniently located near the University of Nevada, Reno, this home offers easy access to local restaurants, shopping, parks, and everyday amenities. Enjoy seasonal events and entertainment in downtown Reno, stroll or bike along the scenic Truckee River, and take advantage of the area's endless outdoor recreation opportunities. From skiing and snowboarding in the winter to boating, hiking, and golfing in the summer, Lake Tahoe is just a short drive away.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Foundation: Crawl Space
- Roof: Composition,Pitched,Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Double Pane Windows,Vinyl Frames
- Flooring: Carpet,Stone
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,293
- Total interior livable area: 1,293 sqft
Property
Details
- Parcel number: 00509224
- Zoning: SF6
Features
- Levels: One
- Stories: 1
- Patio & porch: Uncovered,Patio
- Exterior features: None
- Spa features: None
- Fencing: Back Yard
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 6,098 sqft
- Features: Gentle Sloping,Landscaped,Level,Sloped Down
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nevada Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance | $109 | $1,308 |
| Property Taxes | $937 | $11,244 |
| Electricity | $192 | $2,306 |
| Total | $3,715 | $44,580 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Price change | $489,900 |
| 2026-06-03 | Listed for sale | $498,000 |
| 2013-06-20 | Sold | $170,000 |
| 2013-05-11 | Listed for sale | $169,900 |
| 2013-04-10 | Sold | $135,000 |
| 2013-03-13 | Listed for sale | $135,000 |
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