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2824 Hilltop Mall Rd, Richmond, CA, 94806

3beds
4baths
1,906sqft
$620,000
$325price/sqft
$4,521/moest. monthly cost
$180,840/yrincome needed

About This Home

This is the story that begins the moment you arrive at this beautifully maintained end-unit townhouse, where comfort, flexibility, and community come together in perfect harmony. Step inside to 1,906 sq ft of light-filled living space featuring 3 en-suite bedrooms, 3.5 bathrooms, including a ground-floor bedroom ideal for multi-generational living, guests, or a home office. Privacy and convenience live on every level! Upstairs, your primary suite awaits as your personal oasis. Unwind in the jacuzzi tub, get ready with ease at the double vanity, and enjoy the everyday luxury of a spacious walk-in closet. Outside, the story keeps unfolding with two separate outdoor spaces on this 2,265 SF lot, perfect for morning coffee, evening relaxation, or entertaining. The 2-car attached garage with extra storage means you'll never run out of room for your vehicles, bikes, or weekend gear. But this story isn't just about the home, it's about the life you'll build around it. Nestled in the Hilltop Village community, you're minutes from grocery stores, local eateries, major highways, the Ferry, movie theaters, and shopping centers. Whether it's a quick errand or a night out, everything you need is close by. This is more than a townhouse, it's the next chapter of your story. Come write it here!

Getting Around

52
WalkingSomewhat Walkable
46
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

3/10
2/10
Betty Reid Soskin MiddleGrades 6-81.4 mi
4/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Composition Shingles,Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator,Dryer,Washer,Gas Water Heater
  • Laundry features: Laundry Room,Common Area

Bathroom

  • Features: Bidet,Stall Shower,Tile,Tub with Jets

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Storage,Counter - Solid Surface
  • Door features: Mirrored Closet Door(s)
  • Flooring: Tile,Carpet
  • Fireplace features: None
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Other

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Kitchen

  • Features: Counter - Solid Surface,Dishwasher,Microwave,Range/Oven Free Standing,Refrigerator

Property

Details

  • Parcel number: 4056900089
  • Special condition: Successor Trustee Sale

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Enclosed
  • Exterior features: Unit Faces Street
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 2,275 sqft
  • Features: Corner Lot,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$129$1,548
Property Taxes $849$10,188
Electricity $408$4,904
Total$4,521$54,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,005/yr
40% on housing$135,630/yr
45% on housing$120,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 94806$293
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94806$442
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$599,000
2026-07-03Listed for sale$620,000
2006-12-08Sold$458,000

For Sale by Agent

AgentPassion Chambers
BrokerageFirst Class Realty & Mtg

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