550 Summer Ln, Richmond, CA, 94806
About This Home
Spacious 3-bedroom, 2.5-bath townhouse, nestled in Richmond Hilltop District. The upper level features a spacious primary bedroom suite along with two additional bedrooms and a full bathroom. The main level offers an open-concept kitchen with abundant counter space, ample cabinetry, and a breakfast nook for casual dining. The kitchen flows seamlessly into the family room, creating the perfect space for everyday living and entertaining. This unique floor plan includes an additional space in the interior garage, ideal for a home gym, workshop, office, or extra storage. The home is conveniently located near shopping plazas, Making Waves Academy (a tuition-free public charter school), and offers easy access to I-80 for San Francisco and Berkeley, I-580 for Marin County, as well as a short drive to BART and the ferry, making commuting a breeze. It is also just a few minutes' walk to the J bus stop, which provides convenient service to the BART station.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Residential,Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Free-Standing Range,Refrigerator,Gas Water Heater
- Laundry features: Laundry Closet,In Unit,Common Area
Bathroom
- Features: Shower Over Tub,Tile,Split Bath,Stall Shower,Closet
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Features
- Breakfast Bar,Counter - Solid Surface
- Door features: Mirrored Closet Door(s)
- Window features: Window Coverings
- Flooring: Laminate,Tile,Carpet
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),No Air Conditioning
Interior Area
- Total structure area: 1,628
- Total interior livable area: 1,628 sqft
Kitchen
- Features: Breakfast Bar,Counter - Solid Surface,Stone Counters,Dishwasher,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Range/Oven Free Standing,Refrigerator
Property
Details
- Parcel number: 4056900949
- Special condition: Standard
Features
- Levels: Two,One
- Stories: 2
- Pool features: None
- Patio & porch: Patio,Covered
Lot
- Lot size: 1,125 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Attached,Workshop in Garage,Garage Faces Rear,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Contra Costa County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,023 | $36,276 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $848 | $10,176 |
| Electricity | $398 | $4,786 |
| Total | $4,393 | $52,716 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $598,000 |
| 2018-03-06 | Sold | $460,000 |
| 2007-04-02 | Sold | $475,000 |
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