20162 Pine Mountain Dr, Groveland, CA, 95321
About This Home
Enjoy lake frontage with your own PRIVATE BOAT DOCK from this Craftsman-style home built in 2009, featuring separate quarters beneath the two-car garage, a spacious furnished lakeside patio, and a serene back deck with LAKE VIEWS and a newer oversized awning for shade. Load your coolers and DRIVE TO THE DOCK through an easement road that leads to the boat dock/lake front patio. Inside, large double-pane windows showcase the lake, while slate floors, crafted wood finishes, stainless steel appliances, built-in cabinetry with slide-out shelves, stone counters, and TWO STONE-HEARTH FIREPLACES create warmth and elegance throughout. This thoughtfully designed home offers abundant storage, including a convenient laundry chute. The entry-level primary suite includes a private sitting room with lake views and a large walk-in closet. Additional premium features include a durable composition roof, OWNED & PAID OFF SOLAR PANELS (approximately 3 years old), whole-house backup battery, EV charger, and the POTENTIAL FOR AN ADU. A private path with steps leads to approximately 176 FT OF YEAR-ROUND DEEP WATER LAKE FRONTAGE—ideal for boating, swimming, and lakeside living. Located approximately 30 miles from Yosemite National Park within the gated Pine Mountain Lake community, residents enjoy exceptional amenities including three swimming beaches, an 18-hole championship golf course, equestrian center, private airport, tennis and pickleball courts, walking trails, The Grill restaurant, and secured gated access. ELEGANCE, LUXURY, AND LAKEFRONT LIVING come together in this exceptional property.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing
- Year built: 2009
Materials
- Foundation: Concrete Perimeter
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator
- Laundry features: Dryer,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Dining Area,Pantry
- Flooring: Carpet,Engineered Wood
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,191
- Total interior livable area: 3,191 sqft
Kitchen
- Features: Dishwasher, Microwave, Pantry, Range/Oven Free Standing, Refrigerator
Property
Details
- Parcel number: 092350001000
- Special condition: Standard
Features
- Levels: Two Story
- Stories: 2
- Pool features: Community
- Exterior features: Yard Space
- Has spa: Yes
- Spa features: Heated
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 0.66 Acres
Parking
- Total spaces: 2
- Parking features: Detached,Off Street,Electric Vehicle Charging Station(s)
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Earthquake
- Heat Wave
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Tuolumne County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,168 | $74,016 |
| Home Insurance * | $764 | $9,168 |
| Property Taxes | $1,093 | $13,116 |
| Electricity | $684 | $8,211 |
| Total | $8,709 | $104,508 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $1,220,000 |
| 2026-03-01 | Listing removed | $1,230,000 |
| 2025-08-31 | Listed for sale | $1,230,000 |
| 2004-09-13 | Sold | $120,000 |
View on Zillow