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6558 N County Road 11c, Loveland, CO, 80538

6beds
4baths
4,616sqft
$2,495,000
$541price/sqft
$15,124/moest. monthly cost
$604,960/yrincome needed

About This Home

Available for the first time since its original construction, this remarkable 2.5-acre luxury estate presents an opportunity that is virtually impossible to duplicate. With private access to Boyd Lake and surrounded by state-owned open space, this legacy property delivers an exceptional blend of natural beauty, recreation, and the freedom of country living-all with no HOA and no metro district taxes. Spanning approximately 4,600 square feet, the thoughtfully designed residence features 6-bedrooms, 4-bathrooms, and a fully finished walk-out basement ideal for both everyday living and entertaining. Windows in multiple rooms showcase stunning lake views, while private lake access includes an engineered retaining wall and a concrete boat ramp. The meticulously designed grounds create an incredible private retreat, complete with a swimming pool, hot tub, pavilion, fire pit, basketball court, and sand volleyball court. Whether hosting unforgettable gatherings, watching the sun rise over Boyd Lake lake, or viewing the sunset over Horsetooth Rock, this property offers a lifestyle few can match. The estate includes an oversized three-car attached garage with 220-volt power, along with detached outbuildings providing space for up to five additional vehicles, boats, recreational equipment, or a workshop. Horses are welcome, and the chicken coop with its fenced enclosure enhances the property's unique blend of refined living and rural charm. Outdoor enthusiasts will appreciate direct access to an extensive trail network connecting Fort Collins and Loveland, offering miles of scenic biking, walking, and year-round recreation just beyond the property. Never before offered on the open market, this extraordinary estate is more than a home-it's a once-in-a-generation opportunity to own one of Northern Colorado's most distinctive waterfront properties, where privacy, recreation, and enduring legacy come together in an unmatched setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
6/10
Loveland High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Legal Conforming
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Sink,Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedroom5

  • Level: Basement
  • Area: 187
  • Dimensions: 11 x 17

Bedroom6

  • Level: Basement
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Family Room

  • Level: Basement
  • Area: 306
  • Dimensions: 17 x 18

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Walk-In Closet(s),Jack & Jill Bathroom
  • Window features: Window Coverings
  • Fireplace features: Gas,Basement
  • Fireplace: Yes
  • Finished area above ground: 2,265

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Attic Fan,Whole House Fan

Interior Area

  • Total structure area: 2,265
  • Total interior livable area: 4,616 sqft

Kitchen

  • Level: Main
  • Area: 176
  • Dimensions: 11 x 16

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 x 15

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Recreation Room

  • Level: Basement
  • Area: 408
  • Dimensions: 17 x 24

Property

Accessibility

  • Accessibility features: Low Carpet

Details

  • Parcel number: R1641762
  • Zoning: PD
  • Special condition: Private Owner
  • Other equipment: Satellite Dish
  • Exclusions: Personal Property
  • Horse amenities: Horse(s) Allowed,Zoning Appropriate for 1 Horse,Zoning Appropriate for 2 Horses

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System,Balcony
  • Spa features: Bath,Heated
  • Fencing: Fenced,Dog Run/Kennel,Vinyl
  • Has view: Yes
  • View description: Hills,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Privileges
  • Horses can be raised: Yes

Lot

  • Lot size: 2.54 Acres
  • Features: Paved,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,RV Access/Parking,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,616$151,392
Home Insurance *$1,079$12,948
Property Taxes $1,081$12,972
Electricity $348$4,181
Total$15,124$181,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$518,537/yr
40% on housing$453,720/yr
45% on housing$403,306/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$541This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$211
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$2,495,000
2026-07-09Price change$2,500,000
2026-06-19Listed for sale$2,600,000
2006-09-25Sold$18,000

For Sale by Agent

AgentMichal Jaques
BrokerageGroup Mulberry

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