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9249 SW 227th St Unit 8-22, Cutler Bay, FL, 33190

3beds
3baths
1,325sqft
$325,000
$245price/sqft
$2,150/moest. monthly cost
$86,000/yrincome needed

About This Home

3 bedrooms and 2.5 bath townhouse. Community features an amazing club house with pool, exercise room, party room, playground. The property comes with 2 parking spaces, only 1 assigned. Washer and dryer. SS appliances. Tile and laminated floors. No rental restrictions. Subject to FIRPTA

Getting Around

2
WalkingCar-Dependent
20
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

5/10
Cutler Bay MiddleGrades 6-82.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,325
  • Total interior livable area: 1,325 sqft

Property

Details

  • Parcel number: 3660160190910
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Exterior features: Other
  • Has view: Yes
  • View description: None

Parking

  • Parking features: Assigned,Limited # Of Vehicle

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$91$1,092
Property Taxes $219$2,628
Electricity $197$2,366
Total$2,150$25,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,714/yr
40% on housing$64,500/yr
45% on housing$57,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$220
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$325,000
2012-01-06Listing removed$1,270
2011-12-15Price change$1,270
2011-10-23Listed for rent$1,300
2011-09-29Sold$81,900
2011-08-28Listed for sale$76,000
2011-07-21Sold$47,400
2006-11-17Sold$243,600

For Sale by Agent

AgentPaula Guida
BrokerageMiami New Realty

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