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8858 Buffington Breakwater Dr, Frankfort, IL, 60423

3beds
3baths
2,615sqft
$640,000
$245price/sqft
$4,799/moest. monthly cost
$191,960/yrincome needed

About This Home

Move-In Ready Luxury Townhome in Lighthouse Pointe Subdivision in Frankfort! This beautifully appointed 3-bedroom, 2.5-bath, two-story townhome with a spacious loft and lookout basement offers exceptional designer finishes and privacy, backing to open protected wetlands with no rear neighbors. Step inside to rich hardwood floors flowing through the foyer, great room, kitchen, and all hallways, complemented by custom wainscoting, crown molding, and a striking fireplace that anchors the living space with warmth and elegance. The gourmet kitchen features quartz countertops, custom cabinetry, and a separate dining area, perfect for entertaining or everyday luxury. The first-floor primary suite is a private retreat with a walk-in closet and spa-inspired bath featuring a walk-in shower with bench seat and body sprays. The upper level offers two generously sized bedrooms, a full bath, and a versatile loft ideal for a home office, lounge, or reading nook. With abundant natural light, generous closet space, and numerous high-end upgrades throughout, this home delivers luxury, privacy, and low-maintenance living-all in one of Lighthouse Pointe's most desirable locations. Move-in ready!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
9/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Cooktop,Oven,Range Hood
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 154
  • Dimensions: 11X14

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 135
  • Dimensions: 9X15

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Heatilator,Family Room
  • Fireplace: Yes

Great Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 294
  • Dimensions: 14X21

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,615 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 210
  • Dimensions: 10X21

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 60
  • Dimensions: 6X10

Loft

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 330
  • Dimensions: 15X22

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1909154011430000
  • Special condition: None

Features

  • Patio & porch: Deck

Lot

  • Lot size: 3,344 sqft
  • Features: Cul-De-Sac,Landscaped
  • Lot size dimensions: 38x88

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Garage,Yes,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$242$2,904
Property Taxes $1,120$13,440
Electricity $201$2,413
Total$4,799$57,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,537/yr
40% on housing$143,970/yr
45% on housing$127,973/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 60423$220
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60423$208
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-01Listed for sale$640,000

New Construction

AgentJennifer O'Malley
BrokerageKRG Real Estate

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