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20373 Mackinac Point Dr, Frankfort, IL, 60423

3beds
4baths
2,022sqft
$510,000
$252price/sqft
$3,818/moest. monthly cost
$152,720/yrincome needed

About This Home

Beautiful 2-story townhome in Lighthouse Pointe! A welcoming foyer leads to a spacious family room with soaring ceilings, granite gas fireplace, and hardwood floors. The updated kitchen features granite counters, stainless appliances, maple cabinets, breakfast bar, pantry, and large eating area with access to the patio. Formal dining room with tray ceiling is perfect for entertaining or offers plenty of room for a home office. Finished basement offers a large rec room, full bath, 3rd bedroom, and storage. Upstairs loft overlooks the family room. Primary suite boasts vaulted ceilings, dual walk-in closets, and a spa-like bath with double sinks, whirlpool tub, and tiled shower. Solid 6-panel doors and refinished hardwood (2021) on main level. Move-in ready and beautifully maintained!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
9/10
8/10

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Other

  • Builder model: B

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 221
  • Dimensions: 17X13

Features

  • Cathedral Ceiling(s)
  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Log,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,022 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Pantry-Closet,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 275
  • Dimensions: 25X11

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 42
  • Dimensions: 7X6

Loft

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All),Bathroom (Full)
  • Level: Second
  • Area: 247
  • Dimensions: 19X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1909154030250000
  • Special condition: None
  • Other equipment: Water-Softener Owned,TV-Cable,Ceiling Fan(s),Sump Pump

Features

  • Patio & porch: Patio

Lot

  • Lot size: 3,237 sqft
  • Lot size dimensions: 83 X 39

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$193$2,316
Property Taxes $892$10,704
Electricity $155$1,866
Total$3,818$45,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,902/yr
40% on housing$114,540/yr
45% on housing$101,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 60423$220
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60423$208
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$534,900
2026-01-15Listed for sale$540,000
2025-12-08Listing removed$540,000
2025-11-22Price change$540,000
2025-10-23Price change$562,500
2025-10-10Listed for sale$575,000
2022-08-03Sold$384,808
2022-04-08Sold$384,808
2022-02-27Contingent$384,808
2022-02-24Listed for sale$384,808
2014-08-28Sold$280,000
2014-06-09Pending sale$282,000
2014-05-16Listed for sale$282,000
2009-06-27Listing removed$359,900
2009-03-20Listed for sale$359,900
2009-02-26Listing removed$359,900
2008-08-24Listed for sale$359,900

For Sale by Agent

AgentJake Beechy
BrokerageCRIS Realty

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