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518 Harbor Pointe Dr, East Peoria, IL, 61611

2beds
2baths
2,079sqft
$275,000
$132price/sqft
$2,234/moest. monthly cost
$89,360/yrincome needed

About This Home

This water front East Peoria home is a MUST SEE!! So unique and charming, you will absolutely fall in love here. 2-story condo that's beautiful both inside and out! Great open concept on the main level. The great room, complete with a fireplace, has enough space for a dining area and opens up right into the kitchen. Great natural lighting throughout this whole home! Half bath and laundry are located on the main floor. On the upper level you'll find 2 bedrooms and 1 full bathroom that opens up to the primary bedroom and hallway. Dual sinks, a separate tub and walk-in shower. Fantastic closet space in both bedrooms! The spacious balcony off the upper level overlooks the fantastic views that this home has to offer. New flooring, updated bathroom and kitchen as of 2022. Roof new in 2020. Schedule your private tour and see this home for yourself!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
5/10
Central Jr High SchoolGrades 6-82.4 mi
4/10
East Peoria High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Additional Level

  • Area: 0

Additional Room

  • Level: Main
  • Dimensions: 12ft 4in x 5ft 7in

Additional Room2

  • Level: Upper
  • Dimensions: 3ft 7in x 12ft 2in

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Water Softener Rented,Washer,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Upper
  • Dimensions: 18ft 7in x 15ft 6in

Bedroom2

  • Level: Upper
  • Dimensions: 18ft 5in x 10ft 7in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 26ft 6in x 19ft 4in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,079
  • Total interior livable area: 2,079 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 11in x 12ft 5in

Laundry

  • Level: Main
  • Dimensions: 5ft 3in x 5ft 8in

Main Level

  • Area: 1134

Other

  • Area: 0

Upper Level

  • Area: 945

Property

Details

  • Parcel number: 010122404010

Features

  • Stories: 2
  • Patio & porch: Deck
  • On waterfront: Yes

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$232$2,784
Property Taxes $453$5,436
Electricity $159$1,918
Total$2,234$26,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,594/yr
40% on housing$67,020/yr
45% on housing$59,573/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 61611$109
Tazewell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 61611$115
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$299,999
2024-10-15Listing removed$324,900
2024-09-17Price change$324,900
2024-08-02Price change$329,900
2024-06-21Listed for sale$335,000
2011-10-12Sold$171,000
2010-03-06Listing removed$249,900
2010-01-02Listed for sale$249,900

For Sale by Agent

AgentShannon L Fonner
BrokerageSunflower Real Estate Group, LLC

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