428 Marbleton Cir, O'Fallon, IL, 62269
About This Home
Welcome home to this spacious 4-bedroom, 3-bath ranch in O’Fallon, IL, offering approximately 3,400 square feet of finished living space, a finished walk-out basement, and a large fenced backyard—all in a convenient location near Scott Air Force Base, Interstate 64, and Downtown O’Fallon. Step inside to a bright, open great room where vaulted ceilings, beautiful hardwood floors, and a gas fireplace create a warm and inviting place to gather. The kitchen and dining area flow right into the main living space, making the layout perfect for both everyday life and entertaining. Need a home office? The flexible bonus room is currently set up as one but could easily become a formal dining room, playroom, or whatever fits your lifestyle. The split-bedroom floor plan gives the primary suite its own private retreat, complete with a tray ceiling, spacious walk-in closet, and ensuite bath featuring a double vanity, walk-in shower, and deep whirlpool tub. Two additional bedrooms, another full bath with linen storage, and a dedicated laundry room round out the main level. Downstairs, the finished walk-out basement adds even more room to spread out. A huge recreation and family room offers plenty of possibilities, while the fourth bedroom and full bathroom make this level a great option for guests, multigenerational living, or a private home office or hobby space. Outside, enjoy a large deck overlooking the sprawling fenced backyard with plenty of room for entertaining, pets, play, gardening, or simply relaxing at the end of the day. Recent updates include a new roof, downspouts, partial siding, and fascia in 2025, along with a new sliding door in the bonus room. With easy access to Scott Air Force Base, I-64, Downtown O’Fallon, shopping, dining, and everyday conveniences, this home offers the space you’ve been looking for in a location that keeps you connected. The home has already passed the O’Fallon occupancy inspection and is move-in ready. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Architectural Shingle
- Construction materials: Brick,Concrete,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Gas Oven,Gas Range,Refrigerator,Water Heater,Water Softener
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 40
- Dimensions: 8x5
Bathroom2
- Features: Floor Covering: Vinyl
- Level: Basement
- Area: 40
- Dimensions: 8x5
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Basement
- Area: 165
- Dimensions: 11x15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Bonus Room
- Features: Floor Covering: Carpeting
- Level: Basement
- Area: 418
- Dimensions: 19x22
Breakfast Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 120
- Dimensions: 12x10
Family Room
- Features: Floor Covering: Laminate
- Level: Basement
- Area: 340
- Dimensions: 20x17
Features
- Flooring: Carpet,Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,528
- Finished area above ground: 1,872
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
Kitchen
- Features: Floor Covering: Wood
- Level: Main
- Area: 182
- Dimensions: 14x13
Laundry
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 48
- Dimensions: 8x6
Living Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 416
- Dimensions: 26x16
Office
- Features: Floor Covering: Wood
- Level: Main
- Area: 156
- Dimensions: 13x12
Primary Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 104
- Dimensions: 8x13
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 210
- Dimensions: 14x15
Recreation Room
- Features: Floor Covering: Laminate
- Level: Basement
- Area: 345
- Dimensions: 15x23
Storage
- Features: Floor Covering: Concrete
- Level: Basement
- Area: 204
- Dimensions: 12x17
Property
Details
- Parcel number: 0427.0101002
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck,Front Porch
- Fencing: Back Yard,Vinyl
Lot
- Lot size: 0.39 Acres
- Features: Back Yard,Few Trees,Front Yard,Landscaped,Rectangular Lot
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,451 | $29,412 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $639 | $7,668 |
| Electricity | $261 | $3,138 |
| Total | $3,640 | $43,680 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Contingent | $484,900 |
| 2026-08-11 | Listed for sale | $484,900 |
| 2026-08-08 | Contingent | $484,900 |
| 2026-07-20 | Price change | $484,900 |
| 2026-07-01 | Price change | $489,900 |
| 2026-06-21 | Listed for sale | $494,900 |
| 2024-03-08 | Sold | $450,000 |
| 2024-02-06 | Contingent | $439,000 |
| 2024-02-01 | Listed for sale | $439,000 |
| 2021-10-22 | Sold | $350,000 |
| 2021-09-22 | Pending sale | $358,800 |
| 2021-08-31 | Price change | $358,800 |
| 2021-08-10 | Price change | $368,800 |
| 2021-07-08 | Price change | $372,500 |
| 2021-06-18 | Listed for sale | $382,500 |
| 2008-11-12 | Sold | $321,000 |
| 2006-07-31 | Sold | $283,500 |
| 2005-04-11 | Sold | $62,000 |
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