14168 Prairie Commons Ln, South Beloit, IL, 61080
About This Home
Quality new construction in the desirable Commons At Prairie Hill Subdivision! Built by Next Generation Construction, known for exceptional craftsmanship and quality. Step into this ranch style floorplan that has a welcoming foyer and enjoy a spacious open-concept where the great room, kitchen, and dining area flow seamlessly together, all finished with durable and stylish LVP flooring throughout. The family room features soaring cathedral ceilings and a cozy gas fireplace, creating the perfect gathering space. The kitchen is beautifully appointed with a large center island, trendy all-white soft-close cabinetry, quartz countertops, and a pantry closet. The private primary suite offers a relaxing retreat with an en-suite bath featuring a double vanity, water closet, walk-in closet, and walk-in shower. A convenient main-floor laundry adds everyday functionality. Thoughtfully designed with modern finishes, tall white baseboards, and white panel doors throughout. On the opposite side of the home are two well-appointed bedrooms and a full bath, providing a true split-bedroom layout. The full basement offers outstanding future potential with space for a theater room, rec room, flex space, and more. It is already plumbed for an additional bathroom and featuring an egress window for a possible fourth bedroom. Located in Prairie Hill/Hononegah School District and have a low 8.05% tax rate! Have peace of mind knowing there is a one-year comprehensive builder warranty. There are five homes currently under construction with an estimated completion date of June 2026. Additional floor plans and lots are available within the neighborhood. Photos of similar model. Please reach out for details.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Brick/Stone,Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Stove/Cooktop,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Main
- Area: 127.44
Bedroom3
- Level: Main
- Area: 121.54
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 110
Features
- Great Room,Solid Surface Counters,Walk-In Closet(s)
- Finished area below ground: 0
- Finished area above ground: 1,550
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,550
- Total interior livable area: 1,550 sqft
Kitchen
- Level: Main
- Area: 103.4
Living Room
- Level: Main
- Area: 246.6
Master Bedroom
- Level: Main
- Area: 173.6
Property
Details
- Parcel number: 0416277004
Lot
- Lot size: 0.27 Acres
- Features: City/Town,Subdivided
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $683 | $8,196 |
| Electricity | $130 | $1,569 |
| Total | $2,850 | $34,200 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-18 | Listed for sale | $359,900 |
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