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1440 Brady Ln, Rockford, IL, 61108

4beds
3baths
3,162sqft
$375,000
$119price/sqft
$3,133/moest. monthly cost
$125,320/yrincome needed

About This Home

WELCOME HOME to this custom, fully exposed condo with over 3100 sf living space! Great room floor plan with cathedral ceilings! Newer hard wood floors '23. Custom hickory cabinetry & built-ins can be found throughout...including stunning kitchen with huge center island, SS appl's & solid surface counters. Garbage disposal '25. Fridge and dishwasher '24. Kitchen is open to living room & dining room which makes entertaining a breeze! Master suite boosts a private whirlpool bath with double vanity, WIC & convenient laundry! Fully exposed LL features extra high ceilings throughout. Family room with sliders to covered patio, 3rd bedroom, office, full bath & more! Extras include heated garage, central vac, whole house filter, new roof, invisible fence (pet friendly association) & more! Association dues include all exterior maintenance! Close to I-90, UW Health and borderlines with Cherry Valley. Schedule your private showing today.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-83.3 mi
3/10
Guilford High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Lower
  • Area: 196

Bedroom4

  • Level: Lower
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 120

Family Room

  • Level: Lower
  • Area: 620

Features

  • Central Vacuum,Great Room,L.L. Finished Space,Granite Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Finished area below ground: 1,456
  • Finished area above ground: 1,706

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,162
  • Total interior livable area: 3,162 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 304

Master Bedroom

  • Level: Main
  • Area: 196

Property

Details

  • Parcel number: 1227359011

Features

  • Patio & porch: Deck

Lot

  • Features: Full Exposure,City/Town,Covenants,Restrictions,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$282$3,384
Property Taxes $712$8,544
Electricity $243$2,918
Total$3,133$37,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,417/yr
40% on housing$93,990/yr
45% on housing$83,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 61108$132
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61108$118
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$375,000
2026-08-06Pending sale$375,000
2026-07-13Listed for sale$375,000
2022-10-17Sold$240,000
2022-09-26Pending sale$245,000
2022-09-24Listed for sale$245,000
2015-07-17Sold$229,000
2015-02-12Price change$239,000
2014-10-03Price change$259,900
2014-09-17Price change$269,900
2014-07-19Listed for sale$284,900
2006-04-06Sold$263,500

For Sale by Agent

AgentZile Huma
BrokerageKeller Williams Realty Signature

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