




4970 149th St N Unit 3, Hugo, MN, 55038
About This Home
Welcome home to 4970 149th Street N #3 in the highly sought-after Waters Edge community of Hugo. This well-maintained 2-bedroom, 2-bathroom, 2-story townhome with an attached 2-car garage offers comfortable and convenient living. The main level features an open living room and a spacious eat-in kitchen with ample cabinet and counter space, plus a convenient half bath. Upstairs, you'll find two generously sized bedrooms, including a vaulted primary suite with a walk-in closet and walk-through access to the full bathroom. The upper level also includes a versatile loft—perfect for a home office or reading nook—and upper-level laundry for added convenience. Enjoy peaceful outdoor time on the patio overlooking the side yard. As a resident of Waters Edge, you’ll have access to fantastic amenities including a community pool, clubhouse, fitness center, playground, and scenic walking trails. Located near parks, shopping, and major roadways, this move-in ready Hugo townhome is a must-see!
Getting Around
Schools
Construction
Condition
- Year built: 2006
Materials
- Roof: Asphalt
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Upper Level
Basement
- Basement: None
Bedroom
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bedroom2
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,288
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,288
- Total interior livable area: 1,288 sqft
Kitchen
- Level: Lower
- Area: 170
- Dimensions: 17x10
Living Room
- Level: Main
- Area: 247
- Dimensions: 19x13
Loft
- Level: Upper
- Area: 128
- Dimensions: 16x8
Patio
- Level: Main
- Area: 112
- Dimensions: 14x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1903121120067
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 644
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Heated,Outdoor Pool,Shared
- Patio & porch: Patio
- Fencing: Partial,Privacy
Lot
- Lot size: 3,920 sqft
- Lot size dimensions: 72 x 55
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $218 | $2,616 |
| Electricity | $170 | $2,050 |
| Total | $1,577 | $18,924 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Price change | $215,000 |
| 2026-01-15 | Price change | $220,000 |
| 2025-11-12 | Price change | -- |
| 2025-09-02 | Listed for sale | $225,000 |
| 2025-08-13 | Listing removed | $225,000 |
| 2025-06-23 | Price change | $225,000 |
| 2025-06-10 | Price change | $245,000 |
| 2025-05-27 | Price change | $255,000 |
| 2025-05-09 | Price change | $265,000 |
| 2025-04-23 | Listed for sale | $285,000 |
| 2024-04-11 | Sold | $265,000 |
| 2024-03-11 | Pending sale | $260,000 |
| 2024-02-16 | Listed for sale | $260,000 |
| 2012-07-13 | Sold | $105,000 |
| 2012-05-31 | Listed for sale | $109,900 |
| 2006-08-28 | Sold | $157,952 |
