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4970 149th St N Unit 3, Hugo, MN, 55038

2beds
2baths
1,288sqft
$215,000
$167price/sqft
$1,577/moest. monthly cost
$63,080/yrincome needed

About This Home

Welcome home to 4970 149th Street N #3 in the highly sought-after Waters Edge community of Hugo. This well-maintained 2-bedroom, 2-bathroom, 2-story townhome with an attached 2-car garage offers comfortable and convenient living. The main level features an open living room and a spacious eat-in kitchen with ample cabinet and counter space, plus a convenient half bath. Upstairs, you'll find two generously sized bedrooms, including a vaulted primary suite with a walk-in closet and walk-through access to the full bathroom. The upper level also includes a versatile loft—perfect for a home office or reading nook—and upper-level laundry for added convenience. Enjoy peaceful outdoor time on the patio overlooking the side yard. As a resident of Waters Edge, you’ll have access to fantastic amenities including a community pool, clubhouse, fitness center, playground, and scenic walking trails. Located near parks, shopping, and major roadways, this move-in ready Hugo townhome is a must-see!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
Oneka Elementary SchoolGrades PK-50.7 mi
6/10
Central Middle SchoolGrades 6-85.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Kitchen

  • Level: Lower
  • Area: 170
  • Dimensions: 17x10

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Loft

  • Level: Upper
  • Area: 128
  • Dimensions: 16x8

Patio

  • Level: Main
  • Area: 112
  • Dimensions: 14x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1903121120067
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 644

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool,Shared
  • Patio & porch: Patio
  • Fencing: Partial,Privacy

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 72 x 55

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$102$1,224
Property Taxes $218$2,616
Electricity $170$2,050
Total$1,577$18,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,068/yr
40% on housing$47,310/yr
45% on housing$42,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$218
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Price change$215,000
2026-01-15Price change$220,000
2025-11-12Price change--
2025-09-02Listed for sale$225,000
2025-08-13Listing removed$225,000
2025-06-23Price change$225,000
2025-06-10Price change$245,000
2025-05-27Price change$255,000
2025-05-09Price change$265,000
2025-04-23Listed for sale$285,000
2024-04-11Sold$265,000
2024-03-11Pending sale$260,000
2024-02-16Listed for sale$260,000
2012-07-13Sold$105,000
2012-05-31Listed for sale$109,900
2006-08-28Sold$157,952

For Sale by Agent

AgentBrent Peterson
BrokerageRE/MAX Results

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