225 Ingraham St, Bay City, MI, 48708
About This Home
Seller wants it GONE. Make and offer seller said!!! For the first time in generations, 225 Ingraham St is ready to welcome a new family. This charming 4-bedroom, 2-bathroom residence has been tightly held by the same family for years, preserving its warmth and ensuring it was never subjected to typical rental wear-and-tear. Spanning across two functional levels, the unique blueprint grants the top floor (2 bedrooms, 1 bath) its own private exterior entryway, yielding a world of possibilities for independent living setups. Valuable mechanical updates include vinyl replacement windows and a fresh new roof installed over half the home and the garage structure. From morning coffee on the spacious sunporch to summer gatherings inside the secure safety of the fenced corner yard, this home offers character and space that is harder and harder to find. Tour this neighborhood classic today and envision the possibilities
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement
- Construction materials: Asbestos
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: First Floor Laundry
Basement
- Has basement: Yes
- Basement: Block,Full
Bathroom1
- Features: Vinyl
- Level: First
- Area: 48
Bathroom2
- Features: Vinyl
- Level: Upper
- Area: 48
Bedroom1
- Features: Carpet
- Level: First
- Area: 120
Bedroom2
- Features: Carpet
- Level: First
- Area: 100
Bedroom3
- Features: Carpet
- Level: Upper
- Area: 100
Bedroom4
- Features: Carpet
- Level: Upper
- Area: 96
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Features: Carpet
- Level: Upper
- Area: 144
Features
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,470
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total structure area: 2,470
- Total interior livable area: 1,470 sqft
Kitchen
- Features: Carpet
- Level: First
- Area: 180
Living Room
- Features: Carpet
- Level: First
- Area: 360
Master Bedroom
- Level: First
Property
Details
- Parcel number: 16000523100500
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One and One Half
- Stories: 1
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 50
Lot
- Lot size: 5,227 sqft
- Features: Corner Lot
- Lot size dimensions: 50 x 110
Parking
- Total spaces: 2
- Parking features: 2 Spaces,Garage,Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $98 | $1,176 |
| Electricity | $188 | $2,259 |
| Total | $810 | $9,720 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Contingent | $89,900 |
| 2026-07-16 | Price change | $89,900 |
| 2026-07-07 | Price change | $94,900 |
| 2026-06-16 | Price change | $99,900 |
| 2026-05-31 | Price change | $119,900 |
| 2026-05-27 | Listed for sale | $129,900 |
| 2013-07-25 | Sold | $27,000 |
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