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7418 Timber Ridge Rd, Roscoe, IL, 61073

5beds
5baths
5,659sqft
$770,000
$136price/sqft
$6,200/moest. monthly cost
$248,000/yrincome needed

About This Home

Welcome to this exceptional 5-bedroom, 5-bathroom home situated on an expansive lot of more than one-half acre in a desirable country subdivision. Offering generous living spaces, quality updates, and a peaceful setting, this move-in-ready property combines the privacy of country living with convenient access to shopping, dining, schools, and major commuter routes. From the moment you enter, you'll appreciate the abundance of natural light that fills the home, creating a bright and inviting atmosphere throughout. The spacious eat-in kitchen serves as the heart of the home, featuring a large center island, abundant cabinetry, generous counter space, and room for casual dining, making it ideal for everyday living and entertaining family and friends. With five spacious bedrooms and five bathrooms, this home offers exceptional flexibility for a variety of living arrangements. The thoughtfully designed floor plan provides comfortable gathering spaces while also allowing room for privacy, work-from-home needs, hobbies, or guest accommodations. The impressive lower-level family room is a true highlight, offering an expansive space for entertaining, relaxing, or hosting game days. Anchored by a cozy fireplace and complemented by a convenient dry bar, this level provides endless possibilities for recreation and everyday enjoyment. Recent improvements add even more value and convenience, including a new electric vehicle charger, a new water softener, and a new water filtration system, providing modern amenities and peace of mind. These thoughtful updates enhance both comfort and efficiency while supporting today's lifestyle. Step outside and enjoy the beauty of an oversized lot with more than one-half acre of outdoor space. Whether you envision gardening, outdoor entertaining, recreation, or simply relaxing in a peaceful setting, the property offers room to create the backyard you've always wanted. Combining spacious living, desirable updates, and a sought-after location, this home is ready for its next owner. Schedule your private showing today to experience the space, comfort, and quality this outstanding home has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
5/10
Hononegah High SchoolGrades 9-124.6 mi
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Entrance,Full,Finished,Partial Exposure

Bedroom2

  • Level: Upper
  • Area: 237.8

Bedroom3

  • Level: Upper
  • Area: 213

Bedroom4

  • Level: Upper
  • Area: 189

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 189.04

Family Room

  • Level: Lower
  • Area: 780.2

Features

  • Great Room,L.L. Finished Space,Audio/Video,Dry Bar,Granite Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 4,159

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,659
  • Total interior livable area: 5,659 sqft

Kitchen

  • Level: Main
  • Area: 414

Living Room

  • Level: Main
  • Area: 379.04

Master Bedroom

  • Level: Upper
  • Area: 360.24

Property

Details

  • Parcel number: 0423128018

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.69 Acres
  • Features: Partial Exposure,Wooded,Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$410$4,920
Property Taxes $1,462$17,544
Electricity $435$5,223
Total$6,200$74,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,571/yr
40% on housing$186,000/yr
45% on housing$165,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 61073$138
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61073$151
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$750,000
2026-07-17Listed for sale$770,000
2024-12-02Sold$680,000
2024-11-02Pending sale$685,000
2024-10-23Listed for sale$685,000
2020-09-24Sold$550,000
2020-07-29Pending sale$599,000
2020-03-18Listed for sale$599,000
2015-12-27Listing removed$599,000
2014-04-04Listed for sale$599,000
2013-07-11Listing removed$625,000
2013-01-11Listed for sale$625,000
2004-08-18Sold$55,000

For Sale by Agent

AgentJesse Dabson
BrokerageKey Realty, Inc

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