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8895 Meadow Lake Trl, Rockford, IL, 61114

0beds
0baths
--sqft
$70,000
--price/sqft
$665/moest. monthly cost
$26,600/yrincome needed

About This Home

Picturesque 5/8 acre lot in Harvest Falls subdivision located at end of cul-du-sac. Lot has a tree lined northeast corner and backs up to park-like privately owned 5 acre home so no house will be built behind you.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-83.0 mi
3/10
Guilford High SchoolGrades 9-121.3 mi

Construction

Type & Style

  • Home type: Unknown

Property

Details

  • Parcel number: 1201478026

Lot

  • Lot size: 0.62 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$50$600
Property Taxes $132$1,584
Electricity $130$1,569
Total$665$7,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,800/yr
40% on housing$19,950/yr
45% on housing$17,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61114$126
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61114$129
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$70,000
2026-01-03Listing removed$70,000
2025-01-08Price change$70,000
2024-10-11Listed for sale$82,000
2023-05-17Listing removed--
2023-02-16Listed for sale$83,000
2022-11-29Listing removed--
2022-08-31Listed for sale$82,000
2022-07-13Listing removed--
2022-04-14Listed for sale$85,000
2022-03-24Listing removed--
2021-12-24Listed for sale$85,000
2021-11-30Listing removed--
2021-09-01Listed for sale$85,000
2021-08-11Listing removed--
2021-05-13Listed for sale$85,000
2021-05-01Listing removed--
2021-01-31Listed for sale$85,000
2021-01-10Listing removed--
2020-10-12Listed for sale$85,000
2020-05-09Listing removed$88,000
2020-02-10Price change$88,000
2018-12-02Listed for sale$89,000
2018-02-25Listing removed$96,000
2017-06-19Listed for sale$96,000

For Sale by Owner

AgentProperty Owner

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