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2898 Clover Ridge Dr, Chaska, MN, 55318

3beds
2baths
1,471sqft
$265,000
$180price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

Welcome home to this beautifully updated end-unit townhome in the heart of Chaska, just minutes from parks, trails, shopping, dining, and recreation, and just a short drive to historic downtown. Filled with natural light from more windows to the exterior and thoughtful updates throughout, this home offers the perfect blend of comfort, style, and convenience. The inviting main level features durable luxury vinyl plank flooring, a cozy corner gas fireplace, and an open-concept layout designed for both everyday living and entertaining. The kitchen has been enhanced with additional cabinetry for exceptional storage, stainless steel appliances, granite counter tops and a breakfast bar perfect for casual dining or morning coffee. Upstairs, you’ll find two spacious bedrooms including a large primary suite with oversized windows that fill the space with sunlight. One of the standout features of this home is the full bathroom — one of the few in the community to offer both a jetted soaking tub and a separate shower, creating a true retreat experience. A versatile loft space provides the perfect spot as a reading nook, workout area, study space or whatever you would like. The lower-level bedroom/flex room adds even more functionality and can easily be used as a third bedroom or a home office, media room, playroom, guest area, or hobby space. An attached two-car garage adds convenience year-round. Outside, enjoy relaxing mornings or quiet evenings on the charming wraparound front porch — a rare feature that adds curb appeal and welcoming character to this beautiful end-unit home. With its prime location near schools, trails, recreation, and the unique shops and restaurants of historic downtown Chaska, this move-in-ready home truly has it all.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
9/10
9/10
Chaska High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Hall,Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Owner Access,Storage Space

Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 16 x 12

Bedroom2

  • Level: Upper
  • Area: 90
  • Dimensions: 10 x 9

Bedroom3

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 231
  • Finished area above ground: 1,240

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,471 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14 x 11

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 19 x 16

Loft

  • Level: Upper
  • Area: 66
  • Dimensions: 11 x 6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 300872201
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 600

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Side Porch
  • Fencing: None

Lot

  • Lot size: 435.60 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 30 x 20

Parking

  • Total spaces: 2
  • Parking features: Attached,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Carver County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$117$1,404
Property Taxes $247$2,964
Electricity $170$2,050
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 55318$195
Carver County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55318$218
Carver County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$265,000
2026-06-03Price change$275,000
2026-05-16Listed for sale$279,900
2021-07-26Sold$256,000
2021-07-07Pending sale$240,000
2021-06-28Listing removed--
2021-06-24Listed for sale$240,000
2019-03-29Sold$193,500
2019-03-07Pending sale$197,500
2019-02-20Price change$197,500
2018-09-24Listed for sale$199,900
2018-02-20Listing removed$197,500
2018-02-18Price change$197,500
2018-02-09Listed for sale$199,900
2017-05-08Listing removed$180,000
2017-05-03Price change$180,000
2017-03-21Listed for sale$185,000
2015-08-26Listing removed$184,900
2015-06-10Listed for sale$184,900
2007-09-06Sold$184,195

For Sale by Agent

AgentCindy K Hanson Welu
BrokerageAthena Realty +

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