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637 Railroad St, Pickens, SC, 29671

2beds
1baths
1,236sqft
$55,000
$44price/sqft
$524/moest. monthly cost
$20,960/yrincome needed

About This Home

Great Opportunity! Take a look at this great opportunity to own a home. Features include 2 bedrooms, 1 bath, living room, dining room, and den. Near all amenities with a rail trail within walking distance. Call to see this property today! This is a Fannie Mae HomePath property.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Hagood Elementary SchoolGrades PK-51.1 mi
6/10
Pickens Middle SchoolGrades 6-80.7 mi
6/10
Pickens High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,236

Interior Area

  • Total interior livable area: 1,236 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 419110258593
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Topography of land: Level
  • Living area range: 1200-1399

Lot

  • Lot size: 0.56 Acres
  • Features: Level
  • Lot size dimensions: 173 x 181 x 107 x 172

Parking

  • Parking features: Driveway,See Parking Features
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Pickens County and South Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$23$276
Property Taxes $19$228
Electricity $204$2,449
Total$524$6,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,965/yr
40% on housing$15,720/yr
45% on housing$13,973/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 29671$160
Pickens County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 29671$191
Pickens County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Listing removed--
2025-08-13Pending sale--

Unknown Listed By

AgentSkip Kirsch
BrokerageKeller Williams Realty

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