994 Providence Rd, Lancaster, SC, 29720
About This Home
Welcome home to this lovely, corner-lot brick ranch nestled on nearly an acre in a peaceful, private setting with a fenced backyard. Enjoy the perfect blend of country charm and city convenience with wooded views, mature trees, and plenty of space to relax, garden, or play. This move-in-ready home features original hardwood floors and a new roof installed in 2024, providing peace of mind for years to come. The open-concept kitchen and family room create an inviting space for everyday living and entertaining, while large windows fill the home with abundant natural light. Located on a level, private lot just minutes from the shopping and dining of downtown Lancaster. This home also qualifies for USDA financing. Eligible buyers may benefit from 100% financing with no down payment, making homeownership more accessible while enjoying the tranquility of country living with the convenience of nearby amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Range Hood,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room
Basement
- Basement: None
Bedroom2
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Den
- Area: 350
Dining Room
- Area: 165
Features
- Ceiling Fan(s)
- Flooring: Laminate,Wood
- Fireplace features: None
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,677 sqft
Kitchen
- Area: 120
Master Bathroom
- Features: Full Bath
Master Bedroom
- Area: 252
Office
- Area: 350
Property
Details
- Parcel number: 0102C0F015.00
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Front Porch
- Topography of land: Level
- Living area range: 1600-1799
Lot
- Lot size: 0.98 Acres
- Features: Corner Lot,1/2 - Acre
Parking
- Total spaces: 1
- Parking features: See Remarks,Attached,Carport,Driveway,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lancaster County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $134 | $1,608 |
| Electricity | $204 | $2,449 |
| Total | $1,976 | $23,712 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $279,900 |
| 2026-07-27 | Listed for sale | $299,900 |
| 2022-12-29 | Sold | $20,000 |
| 2022-06-08 | Sold | $255,000 |
| 2022-05-12 | Pending sale | $279,000 |
| 2022-04-27 | Price change | $279,000 |
| 2022-04-05 | Listed for sale | $291,000 |
| 2022-03-19 | Pending sale | $291,000 |
| 2022-02-23 | Price change | $291,000 |
| 2022-02-03 | Listed for sale | $300,000 |
| 2022-01-28 | Listing removed | -- |
| 2021-11-14 | Listed for sale | $289,900 |
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