1400 Ladyfern St, Arboga, CA, 95961
About This Home
Experience the rare combination of an expansive 0.39-acre pie-shaped lotone of the largest in the neighborhoodand a highly desirable open-concept layout in this 4BR/2BA, 1,927 sq ft home designed for both comfort and versatility. Bright, open great room floor plan features a spacious kitchen with granite countertops, stainless steel appliances, center island with bar seating, and breakfast nook opening to a family room with fireplace. Primary suite plus three additional bedrooms offer flexible living options. Interior laundry with built-in cabinetry and attached 2-car garage provide added convenience and storage. Expansive backyard offers exceptional space for entertaining, gardening, or a future pool, complete with covered patio and enhanced privacy due to oversized lot. Energy-efficient living with $32,000+ in owned solar for long-term utility savings. Convenient location just minutes to Hard Rock Casino, Toyota Amphitheatre, Costco, shopping, dining, and services, with Sacramento International Airport approx. 30 minutes away. Country-style setting with easy access to city amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Concrete,Slab
- Roof: Tile
- Construction materials: Stucco,Frame,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Gas Plumbed,Disposal,Microwave,Plumbed For Ice Maker,Free-Standing Gas Oven
- Laundry features: Cabinets,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,927 sqft
Kitchen
- Features: Kitchen/Family Combo
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Tub,Walk-In Closet(s)
Master Bedroom
- Features: Ground Floor
Property
Details
- Parcel number: 014682014000
- Zoning: PLMDR
- Special condition: Standard
Features
- Fencing: Back Yard
- Topography of land: Level,Level
Lot
- Lot size: 0.39 Acres
- Features: Curb(s)/Gutter(s),Street Lights
Parking
- Total spaces: 2
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Yuba County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $530 | $6,360 |
| Electricity | $413 | $4,958 |
| Total | $3,489 | $41,868 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $480,000 |
| 2022-07-19 | Sold | $470,000 |
| 2022-06-23 | Pending sale | $484,900 |
| 2022-06-13 | Price change | $484,900 |
| 2022-05-13 | Price change | $489,900 |
| 2022-05-04 | Listed for sale | $495,000 |
| 2013-08-23 | Sold | $200,000 |
| 2007-09-07 | Sold | $260,000 |
For Sale by Agent
View on Zillow