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12975 Dixie Rd, Fairhope, AL, 36532

3beds
4baths
2,256sqft
$898,000
$398price/sqft
$7,181/moest. monthly cost
$287,240/yrincome needed

About This Home

PRISTINE Riverfront in Fairhope! Enjoy Boating, Fishing, Kayaking! Elevated custom built 3-bedroom, 3.5 bath home w/113ft of deep waterfront footage on Fish River. Located in No Wake Zone. NO HOA! River is 14ft @ breakwater. NEW wood on stairs leading to ground level, to river deck & boathouse walkways 2025. NEW composite decking on driveway side 2025. Inside air handler replaced 2023. Custom-built ELEVATOR w/hardwood flooring & multi-person capacity. Private & convenient w/easy access to top-rated schools. shopping, restaurants & our beautiful beaches. Covered boathouse measures appx 17x20; w/water & power, 2 boat slips:10ft wide w/lift & 7ft. Spacious Great Room, gorgeous hardwood floors, crown molding & river views through a wall of 6ft windows. French Doors lead onto a 300sf screened porch perfect for relaxing. Sip your morning coffee while sitting in the breakfast nook taking in river sights. Features: Permastone vinyl flooring in kitchen, built-in cabinet microwave, pull-out storage above microwave, floor to ceiling cabinets w/deep shelving in laundry room for pantry/extra storage, BOSE sound system. Wake up to river views in the primary suite. En-suite bathroom w/double vanities, enclosed/oversized shower/garden tub, large walk-in closet w/storage; all bedrooms boast large walk-in closets. Space off laundry room can be utilized as an office. Addl Property Features: architectural shingles, Manabloc plumbing, ADT security, ring doorbell, removable vinyl siding in ground floor foyer & full bath. Ground level: 2-car garage, full bath, workshop w/cabinet storage/sink, areas for fishing/boating gear, river toys, tools & riding mower. Water heater & elevator controls on elevated platforms; electrical outlets are high on walls. Addl Outdoor Features: partial fencing, covered porches, elevated river deck, generator outlet & elevated platform for AC unit. Mature camellias, azaleas, satsuma trees. Survey available. Buyer to verify all information during due diligence.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
J Larry Newton SchoolGrades PK-63.3 mi
10/10
Fairhope Middle SchoolGrades 7-85.0 mi
9/10
Fairhope High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: See Remarks,Ridge Vent
  • Construction materials: Vinyl Siding,Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Beach
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator w/Ice Maker,Electric Water Heater
  • Laundry features: Main Level,Inside

Bedroom2

  • Level: Main
  • Area: 162.5

Bedroom3

  • Level: Main
  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Entrance Foyer,Ceiling Fan(s),Elevator,En-Suite,High Speed Internet,Storage
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Electric,Ceiling Fan(s),SEER 14

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Kitchen

  • Level: Main
  • Area: 155.25

Master Bathroom

  • Features: Double Vanity, Soaking Tub, Separate Shower

Master Bedroom

  • Features: 1st Floor Primary, Walk-In Closet(s)
  • Level: Main
  • Area: 272

Property

Details

  • Parcel number: 4709310001095.000
  • Zoning description: Single Family Residence

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened,Rear Porch,Front Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront,Seawall
  • Waterbody name: Fish River

Lot

  • Lot size: 0.25 Acres
  • Features: Less than 1 acre,Cul-De-Sac,Few Trees,Boat Lift,Elevation-High
  • Lot size dimensions: 110.2 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,540$54,480
Home Insurance *$582$6,984
Property Taxes $1,807$21,684
Electricity $252$3,029
Total$7,181$86,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,205/yr
40% on housing$215,430/yr
45% on housing$191,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 36532$242
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36532$221
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Price change$948,900
2025-10-27Price change$978,900
2025-08-06Price change$998,000
2025-07-18Price change$1,075,000
2025-06-06Listed for sale$1,150,000

For Sale by Agent

AgentMary Faust
BrokerageREMAX By The Bay

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