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29685 Gardner Rd, Elberta, AL, 36530

5beds
3baths
3,100sqft
$499,000
$161price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

More pictures to come soon! Welcome to this beautifully remodeled 5-bedroom, 3-bath home offering 3,100 sq ft of thoughtfully designed living space. Nestled on three private acres, this property delivers the perfect blend of comfort, style, and room to roam.Step inside to discover a fully updated interior highlighted by rustic white cedar trim, giving the home a warm, inviting character that feels both modern and timeless. The spacious layout includes multiple living areas, two master bedroom suites, a sunroom, and updated bathrooms designed for everyday convenience. The floor is a textured concrete floor in a tile pattern.Buyers to verify all information during due diligence. Seller is a licensed agent and related to the listing agent.A two-car attached garage provides easy access and additional storage, while the expansive acreage offers endless possibilities — gardening, outdoor entertaining, or simply enjoying the peaceful surroundings.This move-in-ready home combines the charm of rustic design with the benefits of a complete renovation, making it an exceptional opportunity for anyone seeking space, privacy, and style.This home is currently being remodeled, so please call ahead for showings. Buyer to verify all information during due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Elberta Elementary SchoolGrades PK-65.4 mi
7/10
Elberta Middle SchoolGrades 7-85.8 mi
9/10
Elberta Middle SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Other Floors/See Remarks
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Electric

Interior Area

  • Total interior livable area: 3,100 sqft

Property

Details

  • Parcel number: 5301010000005.006
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Rear Porch,Front Porch,Covered Patio
  • Has view: Yes
  • View description: Park
  • Waterfront features: No Waterfront

Lot

  • Lot size: 3 Acres
  • Features: Level,Some Trees

Parking

  • Parking features: Double Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Drought
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$274$3,288
Property Taxes $120$1,440
Electricity $346$4,162
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 36530$160
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36530$208
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$499,000
2026-07-03Price change$559,900
2026-06-20Listed for sale$589,900
2025-09-17Sold$180,000
2021-04-01Sold$73,000

For Sale by Agent

AgentCecelia Fugitt-Davis
BrokerageWhippoorwill Realty

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