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25121 State St, Elberta, AL, 36530

2beds
1baths
1,008sqft
$399,000
$396price/sqft
$2,572/moest. monthly cost
$102,880/yrincome needed

About This Home

Prime location for commercial opportunity. This completely renovated cottage style building sits in the heart of downtown Elberta. Positioned on a 150' x 200.8' lot directly on Hwy 98, the property offers excellent visibility and access.Inside, you’ll find beautiful wood floors and an enclosed glass front porch. The property also includes a separate garage perfect for storage, a workshop, or additional parking. With endless possibilities for commercial or residential use, leasing options may be considered. Buyer to verify all information during due diligence.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Elberta Elementary SchoolGrades PK-60.7 mi
6/10
Elberta Middle SchoolGrades 7-80.4 mi
9/10
Elberta Middle SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 5304203000042.000

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: None
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.68 Acres
  • Features: Less than 1 acre
  • Lot size dimensions: 150' x 200.8'

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Drought
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$219$2,628
Property Taxes $96$1,152
Electricity $240$2,881
Total$2,572$30,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,182/yr
40% on housing$77,160/yr
45% on housing$68,586/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 36530$160
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36530$208
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$399,000
2025-12-23Listing removed$399,000
2025-10-28Listed for sale$399,000
2025-10-20Pending sale$399,000
2025-06-19Price change$399,000
2024-12-13Listed for sale$425,000
2023-11-09Sold$250,000
2023-10-04Listed for sale$288,800

For Sale by Agent

AgentColton Crabtree
BrokerageSignature Properties

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