645 Mill St, Montgomery, AL, 36108
About This Home
A Rough Diamond ready for some Love This spacious 4-bedroom home is full of character and potential. With large rooms, high ceilings, and solid structure, it’s perfect for an investor, flipper, or anyone ready to bring it back to life. 4 big bedrooms, 1 bath - Huge living and dining spaces - Strong bones and quiet location near downtown - Great renovation or investment opportunity A family-owned property that just needs some TLC to shine again. Priced to sell fast — don’t miss this one! SOLD AS-IS, NO REPAIRS WILL BE MADE.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: None
Features
- Flooring: Wood
Interior Area
- Total interior livable area: 1,326 sqft
Other
- Level: First
Property
Details
- Parcel number: 11 06 13 3 011 004.000
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 3,920 sqft
- Features: City Lot,Mature Trees
- Lot size dimensions: 35 x 115
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $126 | $1,512 |
| Home Insurance * | $47 | $564 |
| Property Taxes | $7 | $84 |
| Electricity | $240 | $2,881 |
| Total | $420 | $5,040 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $25,000 |
| 2026-07-17 | Listed for sale | $25,000 |
| 2026-01-30 | Listing removed | $24,900 |
| 2025-10-07 | Listed for sale | $24,900 |
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