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2327 E 6th St, Montgomery, AL, 36106

2beds
1baths
1,600sqft
$59,900
$37price/sqft
$620/moest. monthly cost
$24,800/yrincome needed

About This Home

Investor Special – Handyman Opportunity with Owner Financing Available! Unlock the potential of this handyman special! Whether you're an investor looking for your next project or a buyer ready to build equity through renovations, this property offers an affordable path to ownership. With some TLC and vision, this home could be transformed into a great residence, rental property, or resale opportunity. Owner financing is available, making it easier to purchase without traditional bank financing. Terms include: $4,900 down payment. Finance $55,000, with monthly payments of $600 over 30 years at a 12.8% annual interest rate. The buyer will be responsible for property taxes and maintaining insurance.

Getting Around

55
WalkingSomewhat Walkable
21
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

6/10
2/10

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Laminate,Tile,Vinyl

Interior Area

  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 1004174029014.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Mature Trees
  • Lot size dimensions: forthcoming

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$61$732
Property Taxes $17$204
Electricity $240$2,881
Total$620$7,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,257/yr
40% on housing$18,600/yr
45% on housing$16,533/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.9%
13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 36106$93
Montgomery County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36106$106
Montgomery County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$59,900
2026-07-21Price change$63,900
2026-06-06Listed for sale$64,900
2026-01-28Sold$22,551

For Sale by Agent

AgentDanny Causey
Brokerage1st Choice Realty

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