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4912 Virginia Loop Rd, Montgomery, AL, 36116

5beds
3baths
3,446sqft
$195,000
$57price/sqft
$1,630/moest. monthly cost
$65,200/yrincome needed

About This Home

4912 Virginia Loop Road offers a rare opportunity to own a spacious estate property within Montgomery city limits. Situated on approximately 4 serene acres, this over 3,400-square-foot home was once a true showplace and is ready for its next chapter. Featuring large formal living spaces, an expansive den with fireplace, and a private master retreat complete with its own fireplace and balcony, this home offers timeless character and incredible potential. Enjoy peaceful surroundings while still being conveniently located in the city. With a county tax appraisal of $342,900, this property presents an outstanding investment opportunity for buyers seeking space, privacy, and the chance to restore a beautiful canvas into something extraordinary.

Getting Around

13
WalkingCar-Dependent
16
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

6/10
4/10
McKee Middle SchoolGrades 6-80.9 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bidet,Intercom,Separate Shower,Workshop,Window Treatments
  • Window features: Blinds,Window Treatments
  • Flooring: Brick,Carpet,Tile,Wood
  • Fireplace features: Multiple
  • Fireplace: Yes

Foyer

  • Level: First

Heating

  • Heating features: Central,Gas

Interior Area

  • Total interior livable area: 3,446 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 0315020304001008000
  • Other equipment: Intercom

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool
  • Patio & porch: Balcony,Patio,Porch
  • Exterior features: Balcony,Fence,Porch,Patio,Storage
  • Fencing: Partial

Lot

  • Lot size: 4 Acres
  • Features: City Lot,Mature Trees
  • Lot size dimensions: 240 x 726

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$201$2,412
Property Taxes $58$696
Electricity $385$4,627
Total$1,630$19,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,885/yr
40% on housing$48,900/yr
45% on housing$43,466/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.9%
13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 36116$122
Montgomery County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36116$113
Montgomery County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$170,000
2026-08-04Price change$185,000
2026-07-01Price change$195,000
2026-05-18Listed for sale$205,000
2025-08-24Listing removed--
2025-05-26Listed for sale$245,000
2010-12-17Sold$80,000
2010-08-27Price change$89,900
2010-08-13Price change$119,900
2010-07-14Price change$129,900
2010-06-11Price change$134,500
2010-05-08Listed for sale$145,500
2010-01-23Listing removed$155,000
2009-11-07Listed for sale$155,000
2008-08-27Listing removed$179,712
2008-03-19Listed for sale$179,712

For Sale by Agent

AgentJa'Mese M. Hawkins
BrokerageEXIT Garth Realty

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