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3086 Texas St, Montgomery, AL, 36110

3beds
1baths
1,138sqft
$39,000
$34price/sqft
$567/moest. monthly cost
$22,680/yrincome needed

About This Home

Conveniently located with access to schools, shopping, dining, and major roadways, this property offers an excellent opportunity for investors seeking a solid addition to their portfolio.

Getting Around

17
WalkingCar-Dependent
16
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

2/10
2/10
Lee High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Flooring: Carpet,Tile,Vinyl

Foyer

  • Level: First

Interior Area

  • Total interior livable area: 1,138 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Features: Living/Dining Room
  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0409324012005.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.37 Acres
  • Features: City Lot,Mature Trees
  • Lot size dimensions: 50 x 155 x 35 x 100 x 85 x 255 IRR

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $197$2,364
Home Insurance *$119$1,428
Property Taxes $11$132
Electricity $240$2,881
Total$567$6,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,440/yr
40% on housing$17,010/yr
45% on housing$15,120/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.9%
13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$34This listing

vs Other Active Listings

Avg $/sqft

ZIP 36110$41
Montgomery County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36110$49
Montgomery County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$39,000
2023-04-21Listing removed--
2023-03-31Listed for sale$69,000
2018-11-20Sold$30,000
2018-06-29Price change$36,000
2017-04-28Price change$42,000
2016-10-14Listed for sale$52,000

For Sale by Agent

AgentDustin Woodley
BrokerageCamelot Properties LLC.

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