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121 W Harvest Dr, New Castle, DE, 19720

4beds
3baths
2,775sqft
$630,000
$227price/sqft
$4,090/moest. monthly cost
$163,600/yrincome needed

About This Home

PRICE REDUCTION. AND CLOSING-COST ASSISTANCE BEING OFFERED Imagine Coming Home to 121 W. Harvest Drive which is MOVE-IN-READY -4 Bedroom - 2 1/2 bathrooms -2775 Square Feet -0.75 Acre Lot -Double Door Entry -Formal Living Room -Formal Dining Room -Side Entry Two Car Garage with New Garage Doors -EV Charger added -Irrigation System -First Floor Study -Spacious Eat-In-Kitchen -Upgraded Hardwood Floors -Sunroom with Double French Doors -Outdoor Patio More than a house, this is where your next chapter begins. Welcome Home.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
2/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,775

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,775
  • Total interior livable area: 2,775 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 12020.40003
  • Zoning: NC21
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.75 Acres
  • Lot size dimensions: 133.77 x 250.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Winter Weather
Cold Wave
Drought
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$221$2,652
Property Taxes $378$4,536
Electricity $306$3,682
Total$4,090$49,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,228/yr
40% on housing$122,700/yr
45% on housing$109,066/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 19720$151
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19720$225
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Price change$630,000
2026-07-26Listed for sale$659,000

For Sale by Agent

AgentWaynna Dobson
BrokerageTesla Realty Group, LLC

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