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406 Dragon Ln, Bear, DE, 19701

3beds
2baths
1,150sqft
$279,900
$243price/sqft
$2,001/moest. monthly cost
$80,040/yrincome needed

About This Home

Re- Location makes this nice 3 bedroom town home available in a great location. It checks all the boxes. Close to Rt 1, Rt 40, 273, Old Baltimore pike.... and other major arteries. Too many shopping areas to list. It is in a quiet neighborhood and will make a lovely home.

Getting Around

23
WalkingCar-Dependent
28
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
Christiana High SchoolGrades 6-122.0 mi
3/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Washer,Dishwasher,Dryer,Refrigerator,Water Heater,Oven/Range - Gas

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Other,Propane
  • Cooling features: Other

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 10033.10417
  • Zoning: NCPUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,614 sqft
  • Lot size dimensions: 24.00 x 105.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$87$1,044
Property Taxes $248$2,976
Electricity $251$3,021
Total$2,001$24,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,605/yr
40% on housing$60,030/yr
45% on housing$53,360/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 19701$163
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19701$200
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$299,900
2000-09-21Sold$81,900

For Sale by Agent

AgentMichael Smith
BrokerageEXIT Preferred Realty

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