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53 W 4th St, New Castle, DE, 19720

2beds
2baths
100sqft
$348,900
$3,489price/sqft
$2,346/moest. monthly cost
$93,840/yrincome needed

About This Home

Recently updated and move-in ready, this charming 2-bedroom home is located in the heart of the Historic District of Old New Castle. Blending timeless character with modern updates, this traditional three-level home offers comfortable living in one of Delaware's most desirable waterfront communities. Recent improvements include durable 22-mil luxury vinyl plank flooring, new carpeting, fresh interior paint, a new roof, stainless steel appliances, and more. The main level features a bright and inviting living room, a formal dining room, and an updated kitchen that opens to a spacious deck—perfect for relaxing or entertaining. Upstairs, you'll find two comfortable bedrooms and a full bathroom. The finished walk-out lower level offers a cozy family room with a fireplace and half a bath with direct access to the backyard, providing additional living space ideal for a media room, home office, or recreation area. With Battery Park just behind the home, you'll enjoy easy access to scenic walking and biking trails along the Delaware River. Stroll into the historic downtown to explore charming restaurants, shops, museums, and year-round community events. This home offers the perfect combination of modern updates, historic charm, and an unbeatable location. Don't miss this opportunity to own a beautifully updated home in the heart of Historic Old New Castle! seller is a real estate licensed agent in Delaware

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 100

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 100
  • Total interior livable area: 100 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 21015.10146
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,306 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$122$1,464
Property Taxes $209$2,508
Electricity $251$3,021
Total$2,346$28,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,434/yr
40% on housing$70,380/yr
45% on housing$62,560/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,489This listing

vs Other Active Listings

Avg $/sqft

ZIP 19720$152
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19720$225
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$347,900
2026-08-04Price change$348,900
2026-07-27Price change$349,900
2026-07-19Price change$354,000
2026-07-06Listed for sale$359,000
2026-03-04Sold$207,292
2006-08-29Sold$228,000
2003-05-29Sold$169,900

For Sale by Agent

AgentMario Alvarado
BrokerageConcord Realty Group

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