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1515 N Franklin St, Wilmington, DE, 19806

5beds
4baths
2,725sqft
$679,900
$250price/sqft
$4,806/moest. monthly cost
$192,240/yrincome needed

About This Home

Welcome to this character-filled 3-story twin home Fully Renovated located in the highly sought-after Trolley Square neighborhood of Wilmington, Delaware. Nestled on a tree-lined street just steps away from local cafes and parks, this spacious property offers open floor plan The home features 5 generously sized bedrooms, 3.1 full bathrooms, and retains much of its original charm, and tall ceilings. The main level includes a living room with open dining area, and open kitchen with island breakfast bar and New White 36" Cabinets, Quartz Counter tops and Stainless Steel Appliances with Gas Cooling exits to a private fenced backyard and large Paver patio—perfect for relaxing or entertaining. The second floor hosts two large bedrooms and 2 full bath and a third room that could be a den / sun room. The third floor can has 3 additional bedrooms, and a roof deck and another full bathroom. The full unfinished basement offers plenty of storage. Home has 2 Zone Heating and Air Conditioning. Gas Heating plus a 2nd Floor Heat Pump. 2nd Floor Laundry.

Getting Around

84
WalkingVery Walkable
49
TransitSome Transit
66
BikeBikeable

Schools

2/10
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,725

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,725
  • Total interior livable area: 2,725 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 26021.10040
  • Attached to another structure: Yes
  • Zoning: 26R-3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 22.00 x 100.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$131$1,572
Property Taxes $937$11,244
Electricity $301$3,616
Total$4,806$57,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,777/yr
40% on housing$144,180/yr
45% on housing$128,160/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 19806$167
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19806$263
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$649,900
2026-07-15Price change$679,900
2026-07-08Listed for sale$699,900
2025-08-28Sold$355,500

For Sale by Agent

AgentBarry Godfrey
BrokerageHome Finders Real Estate Company

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