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2705 Speakman Pl, Wilmington, DE, 19802

3beds
2baths
1,075sqft
$259,900
$242price/sqft
$1,821/moest. monthly cost
$72,840/yrincome needed

About This Home

Wilmington First Start Homebuyer Program is still active. There are up to 14 programs offering up to $40,000 in homebuyers assistance. Please contact your lender for details. The sun shines so brightly in this beautiful, brightly lit 3 bedroom 1 1/2 bathroom brick home. It sits on a very peaceful, highly desired street in an unassuming area of the city. This total renovation includes a newly opened floor plan with glimmering LVP wood flooring, and a bright white kitchen with gold hardware and new stainless steel appliances. All of this is made easily visable thanks to the newly installed recessed lighting. There is new plumbing, electrical, newer windows and a very clean asthetic. That's just the first floor. Central air conditioning is also included. Come see the rest for yourself.

Getting Around

74
WalkingVery Walkable
44
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

7/10
4/10
Springer Middle SchoolGrades 6-83.5 mi
9/10
Brandywine High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1946

Materials

  • Foundation: Permanent,Concrete Perimeter,Brick/Mortar
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,ENERGY STAR Qualified Refrigerator,Energy Efficient Appliances,Oven/Range - Gas,Microwave,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 120
  • Dimensions: 12 X 10

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Unspecified

Family Room

  • Level: Unspecified

Features

  • Eat-in Kitchen
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,075

Heating & Cooling

  • Heating features: Forced Air,Central,Programmable Thermostat,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Natural Gas

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Kitchen

  • Features: Kitchen - Gas Cooking
  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Primary Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 26023.30004
  • Zoning: 26R-3
  • Special condition: Standard
  • Exclusions: Sellers Material

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Chain Link

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 17.90 x 109.80

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$101$1,212
Property Taxes $155$1,860
Electricity $251$3,021
Total$1,821$21,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,434/yr
40% on housing$54,630/yr
45% on housing$48,560/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 19802$118
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19802$191
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$259,213
2026-03-05Price change$275,213
2026-02-20Price change$275,990
2026-01-18Price change$279,900
2025-12-26Listed for sale$289,900
2025-07-01Sold$125,000
2021-03-24Listing removed--
2015-09-25Listing removed$975
2015-09-17Listed for rent$975
2013-03-26Sold$225,000
2012-06-30Listing removed$50,000
2012-06-05Listed for sale$50,000
2011-11-18Listing removed$99,900
2011-07-29Listed for sale$99,900
2004-01-29Sold$75,000

For Sale by Agent

AgentWendell Moore
BrokerageBrokers Realty Group, LLC

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