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1738 W 4th St, Wilmington, DE, 19805

4beds
2baths
1,300sqft
$184,900
$142price/sqft
$1,360/moest. monthly cost
$54,400/yrincome needed

About This Home

Welcome Home to 1738 W 4th St! This fully renovated home which may qualify for financial assistance has 4 bedrooms and 1.5 baths! Located just minutes from I-95 and Wilmington’s Riverfront area this home will not disappoint. Walking into the home, you will feel right at home with the attention to detail, cleanliness, and care that went into the renovations. The first room you enter is the enclosed front porch which is a great space for hanging out and kicking your shoes off. Once inside, you will first notice the new luxury vinyl flooring that flows through the main level, the fresh neutral paint throughout, and the recessed lighting that makes everything pop. The living room and dining room offer an open concept with many different use possibilities. The kitchen is located in the rear of the home and has been totally renovated in 2025 with new white cabinets, new quartz counters, new stainless steel appliances, recessed lighting, and an island. There is an exit to the rear privacy fenced yard from the kitchen which offers a great usable space. There is also an updated half bath to complete the main level. The roomy upstairs of this home has all new carpet and a fully renovated bathroom. The bathroom features a tastefully tiled tub/shower combo, new vanity and fixtures, and a tile floor. Additional features include central air conditioning and a basement for storage. This property is located in a geographical area that may qualify you for financial assistance up to $15,000. There are also more programs available to help buyers purchase a home with little to no money out of pocket through the DSHA (restrictions apply). Contact us to learn more or to schedule your appointment today!

Getting Around

87
WalkingVery Walkable
46
TransitSome Transit
60
BikeBikeable

Schools

5/10
Warner Elementary SchoolGrades 3-51.4 mi
8/10
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Luxury Vinyl,Carpet,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 26026.40359
  • Zoning: 26C-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,307 sqft
  • Lot size dimensions: 15.30 x 75.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$65$780
Property Taxes $110$1,320
Electricity $251$3,021
Total$1,360$16,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,628/yr
40% on housing$40,800/yr
45% on housing$36,266/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 19805$112
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19805$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$219,900
2026-04-21Contingent$219,900
2026-04-16Listed for sale$219,900
2026-02-11Sold$105,000
2025-11-12Price change$179,950
2025-10-29Price change$184,900
2025-10-09Listed for sale$189,900
2025-09-10Contingent$189,900
2025-08-27Listed for sale$189,900
2025-08-11Pending sale$189,900
2025-07-24Listed for sale$189,900
2025-07-16Listing removed$205,000
2025-07-09Price change$205,000
2025-06-27Price change$214,900
2025-06-21Listed for sale$219,900
2025-06-12Sold$60,000
2025-01-24Sold$60,000
2024-12-07Pending sale$80,000

For Sale by Agent

AgentJacob Ryan
BrokerageRE/MAX Point Realty

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