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1630 W 4th St, Wilmington, DE, 19805

4beds
2baths
1,550sqft
$280,000
$181price/sqft
$1,932/moest. monthly cost
$77,280/yrincome needed

About This Home

Price Improved! Now offered at $269,900. Don't miss this beautifully renovated 4-bedroom, 1.5-bath home that's perfect for first-time buyers or investors seeking a turnkey rental opportunity. Schedule your showing today! Welcome to 1630 W. 4th Street, Wilmington, DE! This beautifully maintained 4-bedroom, 1.5-bath brick townhome offers the perfect blend of charm, space, and convenience. Whether you're a first-time homebuyer, growing family, or investor, this move-in-ready property is an excellent opportunity. Step inside to find a spacious and inviting layout featuring abundant natural light, generously sized living and dining areas, and an updated kitchen with ample cabinet and counter space. Upstairs, you'll find four comfortable bedrooms and a full bathroom, while the main level includes a convenient half bath for guests. The unfinished basement provides plenty of storage or the opportunity to create additional living space. A private rear yard offers room to relax, entertain, or enjoy outdoor gatherings. Conveniently located just minutes from downtown Wilmington, I-95, shopping, restaurants, parks, schools, and public transportation, this home provides easy access to everything the area has to offer. Currently tenant-occupied, but the property can be delivered vacant at settlement, making it ideal for both owner-occupants and investors. Don't miss your opportunity to own this spacious Wilmington home—schedule your private tour today!

Getting Around

85
WalkingVery Walkable
47
TransitSome Transit
58
BikeBikeable

Schools

5/10
Warner Elementary SchoolGrades 3-51.3 mi
8/10
4/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 26027.30072
  • Zoning: 26R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,307 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$98$1,176
Property Taxes $168$2,016
Electricity $251$3,021
Total$1,932$23,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,240/yr
40% on housing$57,960/yr
45% on housing$51,520/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 19805$112
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19805$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$269,900
2026-07-29Listed for sale$280,000
2025-02-28Listing removed$230,000
2025-01-20Listed for sale$230,000
2023-09-28Sold$195,000
2023-08-23Pending sale$205,000
2023-08-23Contingent$205,000
2023-08-14Listed for sale$205,000
2020-10-13Sold$14,400

For Sale by Agent

AgentLATASHA BRISCOE
BrokerageCrown Homes Real Estate

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