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819 N Monroe St, Wilmington, DE, 19801

4beds
3baths
1,975sqft
$225,000
$114price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

Welcome to this beautiful brick rowhome in Wilmington's Trinity Vicinity, where historic character meets modern convenience in a very walkable neighborhood. Just steps from neighborhood coffee shops, local restaurants, parks, the downtown business district, and the Wilmington Riverfront, this home offers an unbeatable lifestyle with everything you need just outside your front door. Inside, timeless architectural details immediately stand out. Original hardwood floors have been beautifully preserved, tall ceilings create an airy feel, and exposed brick walls add warmth and character throughout the main living space. Large windows fill the home with abundant natural light, making every room feel bright and inviting. The thoughtfully designed floor plan offers two separate living spaces, providing flexibility for entertaining, relaxing, working from home, or creating a playroom or media room. The updated kitchen features granite countertops, ample cabinetry, and a layout that flows seamlessly into the main living areas. Upstairs, the primary suite features natural lighting and vaulted ceiling that enhances the sense of space and charm. In total, the home offers four generous bedrooms and three full bathrooms, providing plenty of room to spread out. Step outside to enjoy your own private urban oasis. The fully fenced backyard offers mature shade and plenty of room to enjoy entertaining or simply unwinding after a long day. A private balcony overlooking the yard provides the perfect spot for morning coffee or an evening glass of wine. If you've been searching for a home that blends historic craftsmanship, generous living space, and one of Wilmington's most desirable walkable locations, this Trinity Vicinity gem is one you won't want to miss.

Getting Around

85
WalkingVery Walkable
59
TransitGood Transit
55
BikeBikeable

Schools

2/10
The Bayard SchoolGrades 1-80.8 mi
6/10
Christiana High SchoolGrades 6-129.3 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Gas,Electric Water Heater
  • Laundry features: Has Laundry,Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Combination Dining/Living,Combination Kitchen/Dining,Open Floorplan,Upgraded Countertops,Walk-In Closet(s),Wainscotting,Plaster Walls
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,975

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,975
  • Total interior livable area: 1,975 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 26028.30086
  • Zoning: 26R-3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Privacy

Lot

  • Lot size: 2,178 sqft
  • Features: Private

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$103$1,236
Property Taxes $135$1,620
Electricity $251$3,021
Total$1,626$19,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 19801$105
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19801$285
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$220,000
2026-08-07Price change$220,000
2026-07-07Price change$225,000
2026-06-26Listed for sale$235,000
2019-10-29Sold$110,000
2015-09-25Listing removed$134,900
2015-08-25Price change$134,900
2015-06-23Price change$147,000
2015-05-09Price change$154,900
2015-01-29Listed for sale$170,000
2014-06-05Sold$10,000
2014-05-27Price change$71,000
2014-05-05Listed for sale$79,900
2012-04-25Sold$10,000
2011-12-30Sold$8,031
2011-12-08Price change$12,500
2011-11-25Price change$13,900
2011-11-12Listed for sale$15,000
2011-08-26Listing removed$19,900
2011-08-13Price change$19,900
2011-07-21Price change$22,500
2011-06-04Price change$28,500
2011-05-21Listed for sale--
2001-04-24Sold$55,000

For Sale by Agent

AgentHeather Tokar
BrokerageCrown Homes Real Estate

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