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420 Geddes St, Wilmington, DE, 19805

3beds
1baths
1,050sqft
$270,000
$257price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

Welcome to 420 Geddes Street in the heart of Wilmington’s desirable Union Square neighborhood, just seconds from downtown dining, shopping, and major commuter routes. This classic 3-bedroom, 1 full bath brick townhome offers timeless character along with key mechanical updates for added peace of mind. The home features a newer heater, central A/C, roof, and gutter guards, giving buyers confidence in the major systems. Enter through the enclosed front porch, which serves as a convenient transitional space — perfect for coats, shoes, packages, or additional storage. Inside, the main level offers comfortable living and dining areas filled with natural light. Upstairs, you’ll find three well-proportioned bedrooms and a full bath. Out back, enjoy the rear deck overlooking the fenced-in backyard, providing a private outdoor space ideal for entertaining, pets, or gardening. The classic brick exterior adds charm and durability while keeping maintenance low. The full basement even has is own entrance door from the front and bilco doors to the rear. Whether you’re a first-time buyer, downsizer, or investor looking for a strong Wilmington location close to downtown, this home delivers solid value and opportunity. The home is being sold in as-is condition and is ready for you to make the best move of your life. Schedule your private tour today.

Getting Around

75
WalkingVery Walkable
41
TransitSome Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Front Entrance,Rear Entrance

Bedroom1

  • Level: Upper
  • Area: 99
  • Dimensions: 9 X 11

Bedroom2

  • Level: Upper
  • Area: 90
  • Dimensions: 9 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Features

  • Kitchen - Galley
  • Finished area below ground: 0
  • Finished area above ground: 1,050

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,572
  • Total interior livable area: 1,050 sqft

Kitchen

  • Features: Kitchen - Gas Cooking
  • Level: Main
  • Area: 96
  • Dimensions: 6 X 16

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 26033.10244
  • Zoning: 26R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Sidewalks
  • Fencing: Privacy,Back Yard

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 18.00 x 100.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$95$1,140
Property Taxes $283$3,396
Electricity $251$3,021
Total$1,994$23,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 19805$112
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19805$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$270,000
2026-04-01Price change$280,000
2026-02-11Listed for sale$295,000
2011-04-20Listing removed$157,000
2011-03-29Listed for sale$157,000
1972-10-01Sold$14,900

For Sale by Agent

AgentScott Kompa
BrokerageEXP Realty, LLC

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