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12 Westover Cir, Wilmington, DE, 19807

3beds
2baths
1,625sqft
$859,900
$529price/sqft
$5,463/moest. monthly cost
$218,520/yrincome needed

About This Home

Step into the classic charm of 12 Westover Circle, a sprawling ranch home nestled in the heart of the highly sought after community of Westover Hills. From the moment you cross the threshold, this home wraps you in a sense of warmth that’s hard to find. The layout is designed for easy living, featuring three generous bedrooms, two full baths, and two cozy fireplaces perfect for crisp evenings. One of the standout features is the living space at the rear of the home, which flows seamlessly toward your own private outdoor oasis. Imagine spending your mornings on the screened-in porch or hosting summer dinners on the paved bluestone patio. Home features a 2 car garage with new garage doors installed in 2012 and repaved driveway This property has been meticulously maintained with a long list of updates, including a new heater (2024), a newer air conditioner (2019), and a beautifully remodeled main bath. With a new roof, siding, and windows also checked off the list, you can move in with total peace of mind. Ready to see it for yourself? Reach out to schedule your private tour today—homes with this much character in such a prime location don't stay on the market for long!

Getting Around

15
WalkingCar-Dependent
31
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Kitchen Island
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,625

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,625
  • Total interior livable area: 1,625 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 07032.20034
  • Zoning: NC15
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 100.00 x 129.40

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$349$4,188
Property Taxes $515$6,180
Electricity $251$3,021
Total$5,463$65,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,302/yr
40% on housing$163,890/yr
45% on housing$145,680/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 19807$331
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19807$283
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$859,900
2026-07-29Listed for sale$859,900
2008-12-11Sold$585,000
2005-06-15Sold$391,900

For Sale by Agent

AgentJohn Wakefield
BrokerageCompass

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