191 Carter St NW, Cedar Rapids, IA, 52405
About This Home
Welcome home to this well-maintained and inviting property located in a convenient Cedar Rapids neighborhood! This home offers comfortable living spaces with a functional layout that's perfect for everyday living and entertaining. The bright main level features spacious living areas, an efficient kitchen, and comfortable bedrooms. The finished lower level provides additional versatile living space, including a non-conforming room that makes an ideal home office, guest room, workout space, hobby room, or potential bedroom (buyer to verify use). With ample storage and flexible spaces throughout, this home can easily adapt to your lifestyle. Outside, enjoy a generously sized yard with plenty of room for relaxing, gardening, or entertaining. Conveniently located near parks, schools, shopping, dining, and major commuter routes, this property combines comfort, functionality, and value. Don't miss your opportunity to make this your next home—schedule your showing today! *Please allow 24 hours notice for all showings to accommodate the occupant's schedule.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Construction materials: Other,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Range Or Oven,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Finished,See Remarks
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other,Primary On Main Level
- Flooring: Wood
- Fireplace features: Other
- Fireplace: Yes
- Finished area below ground: 500
- Finished area above ground: 1,210
Heating & Cooling
- Heating features: Electric,Floor Furnace
- Cooling features: Central Air
Interior Area
- Total structure area: 1,710
- Total interior livable area: 1,710 sqft
Property
Details
- Parcel number: 132615100400000
- Zoning: Res
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 6,534 sqft
- Features: Less Than Half Acre
- Lot size dimensions: 58 x 64.8
Parking
- Total spaces: 4
- Parking features: Off Street,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $275 | $3,300 |
| Electricity | $127 | $1,530 |
| Total | $1,519 | $18,228 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Listed for sale | $195,000 |
| 2021-04-30 | Sold | $141,000 |
| 2021-03-23 | Pending sale | $135,000 |
| 2021-03-20 | Listed for sale | $135,000 |
| 2015-05-01 | Sold | $112,000 |
| 2015-02-14 | Listed for sale | $112,900 |
| 2008-10-14 | Sold | $101,500 |
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