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223 McKinsie Ct NE, Cedar Rapids, IA, 52402

4beds
4baths
4,364sqft
$669,000
$153price/sqft
$5,181/moest. monthly cost
$207,240/yrincome needed

About This Home

Nestled on a quiet cul-de-sac in a welcoming, family-friendly neighborhood, this exceptional ranch offers the perfect combination of space, comfort, and convenience. Located just minutes from Downtown Cedar Rapids, I-380, the Cedar River, and a public boat ramp, you'll enjoy easy access to recreation, dining, and commuting. Inside, the thoughtfully designed main level features a warm and inviting living area centered around a fireplace, along with a dedicated office, formal dining room, main-floor laundry, and a spacious primary suite complete with a tray ceiling, walk-in closet, and a beautifully appointed bath featuring quartz countertops and a tiled shower. The well-equipped kitchen is designed for both everyday living and entertaining with quartz countertops, a tiled backsplash, stainless steel appliances, breakfast bar, breakfast nook, and all appliances included. The finished walkout lower level provides outstanding flexibility with three additional bedrooms, two full bathrooms, a second fireplace, workout area, and generous storage space—ideal for guests, multi-generational living, or growing families. Step outside to enjoy the beautifully landscaped backyard from the screened porch, composite deck, or patio, all overlooking mature trees and a wrought iron fenced yard. A lawn irrigation system, garden space, and children's playset complete this impressive outdoor retreat, creating a home that offers exceptional indoor and outdoor living in one of Cedar Rapids' most desirable locations. Property Improvements: - Kitchen - Updated Backsplash Added 5 Burner Gas Cooktop & Hood - 2021 - Primary Bath-Heated Tile Floor, Tile Shower With Glass, New Mirror/Lights - 2021 - Primary Bath Remodel-New Toilet, Quartz Countertop, Pocket Door - 2021 - New Lighting in Atrium, Breakfast Nook, Dining Room and Office - 2021 - New Air Conditioner Unit - 2023 - New Dishwasher - 2024 - New Carpet Throughout Lower Level, Office and Primary Bedroom - 2025

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

8/10
Pierce Elementary SchoolGrades K-51.3 mi
4/10
Franklin Middle SchoolGrades 6-82.4 mi
3/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,364 sqft

Property

Details

  • Parcel number: 141712700100000

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance *$512$6,144
Property Taxes $962$11,544
Electricity $325$3,906
Total$5,181$62,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,634/yr
40% on housing$155,430/yr
45% on housing$138,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 52402$127
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52402$134
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$669,000
2020-09-22Sold$480,000
2020-08-03Pending sale$475,000
2020-07-28Listed for sale$475,000
2005-02-28Sold$484,500

For Sale by Owner

AgentProperty Owner

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