See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

265 Lamplite Ln SE, Cedar Rapids, IA, 52403

3beds
3baths
3,007sqft
$339,900
$113price/sqft
$2,720/moest. monthly cost
$108,800/yrincome needed

About This Home

Step inside this beautifully maintained 3-bedroom ranch, perfectly situated in a sought-after SE side neighborhood. This inviting home blends timeless mid-century character with modern comfort, featuring stunning original details throughout. The spacious family room is anchored by a striking stone fireplace, creating a warm and welcoming focal point for relaxing evenings. The oversized kitchen offers abundant space for cooking and gathering, complete with solid surface countertops and plenty of cabinetry. A finished lower level expands your living space, ideal for entertaining, hobbies, or a home office—plus generous storage options to keep everything organized. Enjoy the charm of the screened-in porch, perfect for morning coffee, evening unwinding, or hosting friends in a peaceful setting. Whether you're looking for a cozy retreat or a home designed for entertaining, this property delivers the best of both worlds.

Getting Around

14
WalkingCar-Dependent
15
TransitMinimal Transit
15
BikeSomewhat Bikeable

Schools

5/10
3/10
McKinley STEAM AcademyGrades 6-82.0 mi
4/10

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Frame,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Bath in Primary Bedroom,Main Level Primary
  • Fireplace features: Insert,Family Room
  • Fireplace: Yes
  • Finished area below ground: 683
  • Finished area above ground: 2,324

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,007 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 142422700100000

Features

  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 110 x 108

Parking

  • Total spaces: 2
  • Parking features: Underground,Garage,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$318$3,816
Property Taxes $460$5,520
Electricity $224$2,691
Total$2,720$32,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,257/yr
40% on housing$81,600/yr
45% on housing$72,533/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 52403$147
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52403$125
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$339,900
2026-06-08Price change$344,900
2026-05-13Price change$349,900
2026-04-27Listed for sale$354,900

For Sale by Agent

AgentBarry Frink
BrokeragePinnacle Realty LLC

Similar Homes