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3106 Blue Ridge Ct NE, Cedar Rapids, IA, 52402

6beds
3baths
3,181sqft
$424,000
$133price/sqft
$3,299/moest. monthly cost
$131,960/yrincome needed

About This Home

Nestled on a quiet wooded cul-de-sac, this beautifully updated two-story home offers five bedrooms, two full bathrooms, one half bathroom, and multiple living spaces. The impressive kitchen features quartz countertops, a professional-grade Viking stove, newer refrigerator, breakfast bar, coffered ceiling, abundant cabinetry, and a pantry with pull-out spice racks. Hickory hardwood flooring spans much of the main level, while newer acacia flooring extends throughout the second floor. The family room offers a fireplace, built-in bookshelves, French doors, and flexible space for a home office, playroom, or non-conforming sixth bedroom. The finished lower level includes a second fireplace, theater room, fifth bedroom, storage, and an unfinished area with potential for a spacious spa (seller has a quote available upon request). Enjoy the deck overlooking the private, fenced backyard with mature trees. Additional features include newer windows, a whole-house fan, gas backup generator, and ceiling fans in all bedrooms. **Some photos have been virtually enhanced.**

Getting Around

3
WalkingCar-Dependent
10
TransitMinimal Transit
2
BikeSomewhat Bikeable

Schools

8/10
Pierce Elementary SchoolGrades K-51.0 mi
4/10
Franklin Middle SchoolGrades 6-82.2 mi
3/10

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Range Hood,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Bath in Primary Bedroom,Upper Level Primary,Wired for Sound
  • Fireplace features: Insert,Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 935
  • Finished area above ground: 2,246

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total interior livable area: 3,181 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 140847700400000
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Fence,Sprinkler/Irrigation

Lot

  • Lot size: 0.49 Acres
  • Features: Cul-De-Sac,Wooded
  • Lot size dimensions: .495 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$324$3,888
Property Taxes $595$7,140
Electricity $237$2,847
Total$3,299$39,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,108/yr
40% on housing$98,970/yr
45% on housing$87,973/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 52402$128
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52402$134
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$424,000
2026-06-14Listed for sale$429,000
2023-08-25Sold$320,000
2023-07-27Pending sale$326,500
2023-07-26Price change$326,500
2023-07-11Listed for sale$329,900
2014-11-10Sold$194,000
2014-09-10Price change$199,000
2014-06-11Price change$199,900
2014-04-09Price change$205,000
2014-02-28Price change$209,000
2014-01-11Listed for sale$215,000
2011-12-08Sold$198,500
2011-10-29Price change$200,000
2011-08-24Listed for sale$209,000
2000-04-28Sold$167,000

For Sale by Agent

AgentJeremy Trenkamp- The Real Estate Team
BrokerageRealty87

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